LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,691
−HK$2,552/mo
▼ 0.25% · 3.875%
HK$41,957
−HK$1,286/mo
Today · 4.125%
HK$43,243
baseline
▲ 0.50% · 4.625%
HK$45,874
+HK$2,631/mo
Deposit HK$8.92M · loan HK$8.92M · min. income ≈ HK$86,486/mo (50% DSR)
Upfront cash ≈ HK$9.59M (deposit + AVD stamp duty HK$669,182 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,268
−HK$2,446/mo
▼ 0.25% · 3.875%
HK$46,482
−HK$1,232/mo
Today · 4.125%
HK$47,714
baseline
▲ 0.50% · 4.625%
HK$50,229
+HK$2,515/mo
Deposit HK$8.92M · loan HK$8.92M · min. income ≈ HK$95,428/mo (50% DSR)
Upfront cash ≈ HK$9.59M (deposit + AVD stamp duty HK$669,182 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,829
−HK$3,062/mo
▼ 0.25% · 3.875%
HK$50,348
−HK$1,543/mo
Today · 4.125%
HK$51,891
baseline
▲ 0.50% · 4.625%
HK$55,048
+HK$3,157/mo
Deposit HK$7.14M · loan HK$10.71M · min. income ≈ HK$103,782/mo (50% DSR)
Upfront cash ≈ HK$7.81M (deposit + AVD stamp duty HK$669,182 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,322
−HK$2,935/mo
▼ 0.25% · 3.875%
HK$55,779
−HK$1,478/mo
Today · 4.125%
HK$57,257
baseline
▲ 0.50% · 4.625%
HK$60,275
+HK$3,018/mo
Deposit HK$7.14M · loan HK$10.71M · min. income ≈ HK$114,514/mo (50% DSR)
Upfront cash ≈ HK$7.81M (deposit + AVD stamp duty HK$669,182 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,967
−HK$3,573/mo
▼ 0.25% · 3.875%
HK$58,739
−HK$1,801/mo
Today · 4.125%
HK$60,540
baseline
▲ 0.50% · 4.625%
HK$64,223
+HK$3,683/mo
Deposit HK$5.35M · loan HK$12.49M · min. income ≈ HK$121,080/mo (50% DSR)
Upfront cash ≈ HK$6.02M (deposit + AVD stamp duty HK$669,182 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,375
−HK$3,424/mo
▼ 0.25% · 3.875%
HK$65,075
−HK$1,724/mo
Today · 4.125%
HK$66,799
baseline
▲ 0.50% · 4.625%
HK$70,320
+HK$3,521/mo
Deposit HK$5.35M · loan HK$12.49M · min. income ≈ HK$133,598/mo (50% DSR)
Upfront cash ≈ HK$6.02M (deposit + AVD stamp duty HK$669,182 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,244
−HK$4,593/mo
▼ 0.25% · 3.875%
HK$75,522
−HK$2,315/mo
Today · 4.125%
HK$77,837
baseline
▲ 0.50% · 4.625%
HK$82,573
+HK$4,736/mo
Deposit HK$1.78M · loan HK$16.06M · min. income ≈ HK$155,674/mo (50% DSR)
Upfront cash ≈ HK$2.45M (deposit + AVD stamp duty HK$669,182 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,483
−HK$4,402/mo
▼ 0.25% · 3.875%
HK$83,668
−HK$2,217/mo
Today · 4.125%
HK$85,885
baseline
▲ 0.50% · 4.625%
HK$90,412
+HK$4,527/mo
Deposit HK$1.78M · loan HK$16.06M · min. income ≈ HK$171,770/mo (50% DSR)
Upfront cash ≈ HK$2.45M (deposit + AVD stamp duty HK$669,182 · Scale 2, in force from 26 Feb 2026)