LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,691
−HK$2,552/mo
▼ 0.25% · 3.875%
HK$41,957
−HK$1,286/mo
Today · 4.125%
HK$43,243
baseline
▲ 0.50% · 4.625%
HK$45,874
+HK$2,631/mo
Deposit HK$8.92M · loan HK$8.92M · min. income ≈ HK$86,486/mo (50% DSR)
Upfront cash ≈ HK$9.59M (deposit + AVD stamp duty HK$669,191 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,269
−HK$2,445/mo
▼ 0.25% · 3.875%
HK$46,483
−HK$1,231/mo
Today · 4.125%
HK$47,714
baseline
▲ 0.50% · 4.625%
HK$50,230
+HK$2,516/mo
Deposit HK$8.92M · loan HK$8.92M · min. income ≈ HK$95,428/mo (50% DSR)
Upfront cash ≈ HK$9.59M (deposit + AVD stamp duty HK$669,191 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,830
−HK$3,062/mo
▼ 0.25% · 3.875%
HK$50,349
−HK$1,543/mo
Today · 4.125%
HK$51,892
baseline
▲ 0.50% · 4.625%
HK$55,049
+HK$3,157/mo
Deposit HK$7.14M · loan HK$10.71M · min. income ≈ HK$103,784/mo (50% DSR)
Upfront cash ≈ HK$7.81M (deposit + AVD stamp duty HK$669,191 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,322
−HK$2,935/mo
▼ 0.25% · 3.875%
HK$55,779
−HK$1,478/mo
Today · 4.125%
HK$57,257
baseline
▲ 0.50% · 4.625%
HK$60,275
+HK$3,018/mo
Deposit HK$7.14M · loan HK$10.71M · min. income ≈ HK$114,514/mo (50% DSR)
Upfront cash ≈ HK$7.81M (deposit + AVD stamp duty HK$669,191 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,968
−HK$3,572/mo
▼ 0.25% · 3.875%
HK$58,740
−HK$1,800/mo
Today · 4.125%
HK$60,540
baseline
▲ 0.50% · 4.625%
HK$64,224
+HK$3,684/mo
Deposit HK$5.35M · loan HK$12.49M · min. income ≈ HK$121,080/mo (50% DSR)
Upfront cash ≈ HK$6.02M (deposit + AVD stamp duty HK$669,191 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,376
−HK$3,424/mo
▼ 0.25% · 3.875%
HK$65,076
−HK$1,724/mo
Today · 4.125%
HK$66,800
baseline
▲ 0.50% · 4.625%
HK$70,321
+HK$3,521/mo
Deposit HK$5.35M · loan HK$12.49M · min. income ≈ HK$133,600/mo (50% DSR)
Upfront cash ≈ HK$6.02M (deposit + AVD stamp duty HK$669,191 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,244
−HK$4,594/mo
▼ 0.25% · 3.875%
HK$75,523
−HK$2,315/mo
Today · 4.125%
HK$77,838
baseline
▲ 0.50% · 4.625%
HK$82,574
+HK$4,736/mo
Deposit HK$1.78M · loan HK$16.06M · min. income ≈ HK$155,676/mo (50% DSR)
Upfront cash ≈ HK$2.45M (deposit + AVD stamp duty HK$669,191 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,484
−HK$4,402/mo
▼ 0.25% · 3.875%
HK$83,669
−HK$2,217/mo
Today · 4.125%
HK$85,886
baseline
▲ 0.50% · 4.625%
HK$90,413
+HK$4,527/mo
Deposit HK$1.78M · loan HK$16.06M · min. income ≈ HK$171,772/mo (50% DSR)
Upfront cash ≈ HK$2.45M (deposit + AVD stamp duty HK$669,191 · Scale 2, in force from 26 Feb 2026)