LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,693
−HK$2,551/mo
▼ 0.25% · 3.875%
HK$41,958
−HK$1,286/mo
Today · 4.125%
HK$43,244
baseline
▲ 0.50% · 4.625%
HK$45,876
+HK$2,632/mo
Deposit HK$8.92M · loan HK$8.92M · min. income ≈ HK$86,488/mo (50% DSR)
Upfront cash ≈ HK$9.59M (deposit + AVD stamp duty HK$669,212 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,270
−HK$2,446/mo
▼ 0.25% · 3.875%
HK$46,484
−HK$1,232/mo
Today · 4.125%
HK$47,716
baseline
▲ 0.50% · 4.625%
HK$50,231
+HK$2,515/mo
Deposit HK$8.92M · loan HK$8.92M · min. income ≈ HK$95,432/mo (50% DSR)
Upfront cash ≈ HK$9.59M (deposit + AVD stamp duty HK$669,212 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,831
−HK$3,062/mo
▼ 0.25% · 3.875%
HK$50,350
−HK$1,543/mo
Today · 4.125%
HK$51,893
baseline
▲ 0.50% · 4.625%
HK$55,051
+HK$3,158/mo
Deposit HK$7.14M · loan HK$10.71M · min. income ≈ HK$103,786/mo (50% DSR)
Upfront cash ≈ HK$7.81M (deposit + AVD stamp duty HK$669,212 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,324
−HK$2,935/mo
▼ 0.25% · 3.875%
HK$55,781
−HK$1,478/mo
Today · 4.125%
HK$57,259
baseline
▲ 0.50% · 4.625%
HK$60,277
+HK$3,018/mo
Deposit HK$7.14M · loan HK$10.71M · min. income ≈ HK$114,518/mo (50% DSR)
Upfront cash ≈ HK$7.81M (deposit + AVD stamp duty HK$669,212 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,970
−HK$3,572/mo
▼ 0.25% · 3.875%
HK$58,742
−HK$1,800/mo
Today · 4.125%
HK$60,542
baseline
▲ 0.50% · 4.625%
HK$64,226
+HK$3,684/mo
Deposit HK$5.35M · loan HK$12.49M · min. income ≈ HK$121,084/mo (50% DSR)
Upfront cash ≈ HK$6.02M (deposit + AVD stamp duty HK$669,212 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,378
−HK$3,424/mo
▼ 0.25% · 3.875%
HK$65,078
−HK$1,724/mo
Today · 4.125%
HK$66,802
baseline
▲ 0.50% · 4.625%
HK$70,324
+HK$3,522/mo
Deposit HK$5.35M · loan HK$12.49M · min. income ≈ HK$133,604/mo (50% DSR)
Upfront cash ≈ HK$6.02M (deposit + AVD stamp duty HK$669,212 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,247
−HK$4,593/mo
▼ 0.25% · 3.875%
HK$75,525
−HK$2,315/mo
Today · 4.125%
HK$77,840
baseline
▲ 0.50% · 4.625%
HK$82,576
+HK$4,736/mo
Deposit HK$1.78M · loan HK$16.06M · min. income ≈ HK$155,680/mo (50% DSR)
Upfront cash ≈ HK$2.45M (deposit + AVD stamp duty HK$669,212 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,486
−HK$4,403/mo
▼ 0.25% · 3.875%
HK$83,672
−HK$2,217/mo
Today · 4.125%
HK$85,889
baseline
▲ 0.50% · 4.625%
HK$90,416
+HK$4,527/mo
Deposit HK$1.78M · loan HK$16.06M · min. income ≈ HK$171,778/mo (50% DSR)
Upfront cash ≈ HK$2.45M (deposit + AVD stamp duty HK$669,212 · Scale 2, in force from 26 Feb 2026)