LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,695
−HK$2,552/mo
▼ 0.25% · 3.875%
HK$41,961
−HK$1,286/mo
Today · 4.125%
HK$43,247
baseline
▲ 0.50% · 4.625%
HK$45,878
+HK$2,631/mo
Deposit HK$8.92M · loan HK$8.92M · min. income ≈ HK$86,494/mo (50% DSR)
Upfront cash ≈ HK$9.59M (deposit + AVD stamp duty HK$669,246 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,272
−HK$2,446/mo
▼ 0.25% · 3.875%
HK$46,487
−HK$1,231/mo
Today · 4.125%
HK$47,718
baseline
▲ 0.50% · 4.625%
HK$50,234
+HK$2,516/mo
Deposit HK$8.92M · loan HK$8.92M · min. income ≈ HK$95,436/mo (50% DSR)
Upfront cash ≈ HK$9.59M (deposit + AVD stamp duty HK$669,246 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,834
−HK$3,062/mo
▼ 0.25% · 3.875%
HK$50,353
−HK$1,543/mo
Today · 4.125%
HK$51,896
baseline
▲ 0.50% · 4.625%
HK$55,054
+HK$3,158/mo
Deposit HK$7.14M · loan HK$10.71M · min. income ≈ HK$103,792/mo (50% DSR)
Upfront cash ≈ HK$7.81M (deposit + AVD stamp duty HK$669,246 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,327
−HK$2,935/mo
▼ 0.25% · 3.875%
HK$55,784
−HK$1,478/mo
Today · 4.125%
HK$57,262
baseline
▲ 0.50% · 4.625%
HK$60,280
+HK$3,018/mo
Deposit HK$7.14M · loan HK$10.71M · min. income ≈ HK$114,524/mo (50% DSR)
Upfront cash ≈ HK$7.81M (deposit + AVD stamp duty HK$669,246 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,973
−HK$3,572/mo
▼ 0.25% · 3.875%
HK$58,745
−HK$1,800/mo
Today · 4.125%
HK$60,545
baseline
▲ 0.50% · 4.625%
HK$64,229
+HK$3,684/mo
Deposit HK$5.35M · loan HK$12.49M · min. income ≈ HK$121,090/mo (50% DSR)
Upfront cash ≈ HK$6.02M (deposit + AVD stamp duty HK$669,246 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,381
−HK$3,425/mo
▼ 0.25% · 3.875%
HK$65,081
−HK$1,725/mo
Today · 4.125%
HK$66,806
baseline
▲ 0.50% · 4.625%
HK$70,327
+HK$3,521/mo
Deposit HK$5.35M · loan HK$12.49M · min. income ≈ HK$133,612/mo (50% DSR)
Upfront cash ≈ HK$6.02M (deposit + AVD stamp duty HK$669,246 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,250
−HK$4,594/mo
▼ 0.25% · 3.875%
HK$75,529
−HK$2,315/mo
Today · 4.125%
HK$77,844
baseline
▲ 0.50% · 4.625%
HK$82,581
+HK$4,737/mo
Deposit HK$1.78M · loan HK$16.06M · min. income ≈ HK$155,688/mo (50% DSR)
Upfront cash ≈ HK$2.45M (deposit + AVD stamp duty HK$669,246 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,490
−HK$4,403/mo
▼ 0.25% · 3.875%
HK$83,676
−HK$2,217/mo
Today · 4.125%
HK$85,893
baseline
▲ 0.50% · 4.625%
HK$90,421
+HK$4,528/mo
Deposit HK$1.78M · loan HK$16.06M · min. income ≈ HK$171,786/mo (50% DSR)
Upfront cash ≈ HK$2.45M (deposit + AVD stamp duty HK$669,246 · Scale 2, in force from 26 Feb 2026)