LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,697
−HK$2,552/mo
▼ 0.25% · 3.875%
HK$41,963
−HK$1,286/mo
Today · 4.125%
HK$43,249
baseline
▲ 0.50% · 4.625%
HK$45,881
+HK$2,632/mo
Deposit HK$8.92M · loan HK$8.92M · min. income ≈ HK$86,498/mo (50% DSR)
Upfront cash ≈ HK$9.59M (deposit + AVD stamp duty HK$669,282 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,275
−HK$2,446/mo
▼ 0.25% · 3.875%
HK$46,489
−HK$1,232/mo
Today · 4.125%
HK$47,721
baseline
▲ 0.50% · 4.625%
HK$50,236
+HK$2,515/mo
Deposit HK$8.92M · loan HK$8.92M · min. income ≈ HK$95,442/mo (50% DSR)
Upfront cash ≈ HK$9.59M (deposit + AVD stamp duty HK$669,282 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,836
−HK$3,063/mo
▼ 0.25% · 3.875%
HK$50,355
−HK$1,544/mo
Today · 4.125%
HK$51,899
baseline
▲ 0.50% · 4.625%
HK$55,057
+HK$3,158/mo
Deposit HK$7.14M · loan HK$10.71M · min. income ≈ HK$103,798/mo (50% DSR)
Upfront cash ≈ HK$7.81M (deposit + AVD stamp duty HK$669,282 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,330
−HK$2,935/mo
▼ 0.25% · 3.875%
HK$55,787
−HK$1,478/mo
Today · 4.125%
HK$57,265
baseline
▲ 0.50% · 4.625%
HK$60,284
+HK$3,019/mo
Deposit HK$7.14M · loan HK$10.71M · min. income ≈ HK$114,530/mo (50% DSR)
Upfront cash ≈ HK$7.81M (deposit + AVD stamp duty HK$669,282 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,976
−HK$3,572/mo
▼ 0.25% · 3.875%
HK$58,748
−HK$1,800/mo
Today · 4.125%
HK$60,548
baseline
▲ 0.50% · 4.625%
HK$64,233
+HK$3,685/mo
Deposit HK$5.35M · loan HK$12.49M · min. income ≈ HK$121,096/mo (50% DSR)
Upfront cash ≈ HK$6.02M (deposit + AVD stamp duty HK$669,282 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,385
−HK$3,424/mo
▼ 0.25% · 3.875%
HK$65,085
−HK$1,724/mo
Today · 4.125%
HK$66,809
baseline
▲ 0.50% · 4.625%
HK$70,331
+HK$3,522/mo
Deposit HK$5.35M · loan HK$12.49M · min. income ≈ HK$133,618/mo (50% DSR)
Upfront cash ≈ HK$6.02M (deposit + AVD stamp duty HK$669,282 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,254
−HK$4,594/mo
▼ 0.25% · 3.875%
HK$75,533
−HK$2,315/mo
Today · 4.125%
HK$77,848
baseline
▲ 0.50% · 4.625%
HK$82,585
+HK$4,737/mo
Deposit HK$1.78M · loan HK$16.06M · min. income ≈ HK$155,696/mo (50% DSR)
Upfront cash ≈ HK$2.45M (deposit + AVD stamp duty HK$669,282 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,495
−HK$4,403/mo
▼ 0.25% · 3.875%
HK$83,680
−HK$2,218/mo
Today · 4.125%
HK$85,898
baseline
▲ 0.50% · 4.625%
HK$90,425
+HK$4,527/mo
Deposit HK$1.78M · loan HK$16.06M · min. income ≈ HK$171,796/mo (50% DSR)
Upfront cash ≈ HK$2.45M (deposit + AVD stamp duty HK$669,282 · Scale 2, in force from 26 Feb 2026)