LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,697
−HK$2,552/mo
▼ 0.25% · 3.875%
HK$41,963
−HK$1,286/mo
Today · 4.125%
HK$43,249
baseline
▲ 0.50% · 4.625%
HK$45,881
+HK$2,632/mo
Deposit HK$8.92M · loan HK$8.92M · min. income ≈ HK$86,498/mo (50% DSR)
Upfront cash ≈ HK$9.59M (deposit + AVD stamp duty HK$669,286 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,275
−HK$2,446/mo
▼ 0.25% · 3.875%
HK$46,489
−HK$1,232/mo
Today · 4.125%
HK$47,721
baseline
▲ 0.50% · 4.625%
HK$50,237
+HK$2,516/mo
Deposit HK$8.92M · loan HK$8.92M · min. income ≈ HK$95,442/mo (50% DSR)
Upfront cash ≈ HK$9.59M (deposit + AVD stamp duty HK$669,286 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,837
−HK$3,062/mo
▼ 0.25% · 3.875%
HK$50,356
−HK$1,543/mo
Today · 4.125%
HK$51,899
baseline
▲ 0.50% · 4.625%
HK$55,057
+HK$3,158/mo
Deposit HK$7.14M · loan HK$10.71M · min. income ≈ HK$103,798/mo (50% DSR)
Upfront cash ≈ HK$7.81M (deposit + AVD stamp duty HK$669,286 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,330
−HK$2,935/mo
▼ 0.25% · 3.875%
HK$55,787
−HK$1,478/mo
Today · 4.125%
HK$57,265
baseline
▲ 0.50% · 4.625%
HK$60,284
+HK$3,019/mo
Deposit HK$7.14M · loan HK$10.71M · min. income ≈ HK$114,530/mo (50% DSR)
Upfront cash ≈ HK$7.81M (deposit + AVD stamp duty HK$669,286 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,976
−HK$3,573/mo
▼ 0.25% · 3.875%
HK$58,748
−HK$1,801/mo
Today · 4.125%
HK$60,549
baseline
▲ 0.50% · 4.625%
HK$64,233
+HK$3,684/mo
Deposit HK$5.35M · loan HK$12.49M · min. income ≈ HK$121,098/mo (50% DSR)
Upfront cash ≈ HK$6.02M (deposit + AVD stamp duty HK$669,286 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,385
−HK$3,425/mo
▼ 0.25% · 3.875%
HK$65,085
−HK$1,725/mo
Today · 4.125%
HK$66,810
baseline
▲ 0.50% · 4.625%
HK$70,331
+HK$3,521/mo
Deposit HK$5.35M · loan HK$12.49M · min. income ≈ HK$133,620/mo (50% DSR)
Upfront cash ≈ HK$6.02M (deposit + AVD stamp duty HK$669,286 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,255
−HK$4,594/mo
▼ 0.25% · 3.875%
HK$75,533
−HK$2,316/mo
Today · 4.125%
HK$77,849
baseline
▲ 0.50% · 4.625%
HK$82,585
+HK$4,736/mo
Deposit HK$1.78M · loan HK$16.06M · min. income ≈ HK$155,698/mo (50% DSR)
Upfront cash ≈ HK$2.45M (deposit + AVD stamp duty HK$669,286 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,495
−HK$4,403/mo
▼ 0.25% · 3.875%
HK$83,681
−HK$2,217/mo
Today · 4.125%
HK$85,898
baseline
▲ 0.50% · 4.625%
HK$90,426
+HK$4,528/mo
Deposit HK$1.78M · loan HK$16.06M · min. income ≈ HK$171,796/mo (50% DSR)
Upfront cash ≈ HK$2.45M (deposit + AVD stamp duty HK$669,286 · Scale 2, in force from 26 Feb 2026)