LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,698
−HK$2,552/mo
▼ 0.25% · 3.875%
HK$41,964
−HK$1,286/mo
Today · 4.125%
HK$43,250
baseline
▲ 0.50% · 4.625%
HK$45,882
+HK$2,632/mo
Deposit HK$8.92M · loan HK$8.92M · min. income ≈ HK$86,500/mo (50% DSR)
Upfront cash ≈ HK$9.59M (deposit + AVD stamp duty HK$669,300 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,276
−HK$2,446/mo
▼ 0.25% · 3.875%
HK$46,490
−HK$1,232/mo
Today · 4.125%
HK$47,722
baseline
▲ 0.50% · 4.625%
HK$50,238
+HK$2,516/mo
Deposit HK$8.92M · loan HK$8.92M · min. income ≈ HK$95,444/mo (50% DSR)
Upfront cash ≈ HK$9.59M (deposit + AVD stamp duty HK$669,300 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,838
−HK$3,062/mo
▼ 0.25% · 3.875%
HK$50,357
−HK$1,543/mo
Today · 4.125%
HK$51,900
baseline
▲ 0.50% · 4.625%
HK$55,058
+HK$3,158/mo
Deposit HK$7.14M · loan HK$10.71M · min. income ≈ HK$103,800/mo (50% DSR)
Upfront cash ≈ HK$7.81M (deposit + AVD stamp duty HK$669,300 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,331
−HK$2,936/mo
▼ 0.25% · 3.875%
HK$55,788
−HK$1,479/mo
Today · 4.125%
HK$57,267
baseline
▲ 0.50% · 4.625%
HK$60,285
+HK$3,018/mo
Deposit HK$7.14M · loan HK$10.71M · min. income ≈ HK$114,534/mo (50% DSR)
Upfront cash ≈ HK$7.81M (deposit + AVD stamp duty HK$669,300 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,977
−HK$3,573/mo
▼ 0.25% · 3.875%
HK$58,750
−HK$1,800/mo
Today · 4.125%
HK$60,550
baseline
▲ 0.50% · 4.625%
HK$64,235
+HK$3,685/mo
Deposit HK$5.35M · loan HK$12.49M · min. income ≈ HK$121,100/mo (50% DSR)
Upfront cash ≈ HK$6.02M (deposit + AVD stamp duty HK$669,300 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,387
−HK$3,424/mo
▼ 0.25% · 3.875%
HK$65,087
−HK$1,724/mo
Today · 4.125%
HK$66,811
baseline
▲ 0.50% · 4.625%
HK$70,333
+HK$3,522/mo
Deposit HK$5.35M · loan HK$12.49M · min. income ≈ HK$133,622/mo (50% DSR)
Upfront cash ≈ HK$6.02M (deposit + AVD stamp duty HK$669,300 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,256
−HK$4,594/mo
▼ 0.25% · 3.875%
HK$75,535
−HK$2,315/mo
Today · 4.125%
HK$77,850
baseline
▲ 0.50% · 4.625%
HK$82,587
+HK$4,737/mo
Deposit HK$1.78M · loan HK$16.06M · min. income ≈ HK$155,700/mo (50% DSR)
Upfront cash ≈ HK$2.45M (deposit + AVD stamp duty HK$669,300 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,497
−HK$4,403/mo
▼ 0.25% · 3.875%
HK$83,683
−HK$2,217/mo
Today · 4.125%
HK$85,900
baseline
▲ 0.50% · 4.625%
HK$90,428
+HK$4,528/mo
Deposit HK$1.78M · loan HK$16.06M · min. income ≈ HK$171,800/mo (50% DSR)
Upfront cash ≈ HK$2.45M (deposit + AVD stamp duty HK$669,300 · Scale 2, in force from 26 Feb 2026)