LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,699
−HK$2,553/mo
▼ 0.25% · 3.875%
HK$41,965
−HK$1,287/mo
Today · 4.125%
HK$43,252
baseline
▲ 0.50% · 4.625%
HK$45,883
+HK$2,631/mo
Deposit HK$8.92M · loan HK$8.92M · min. income ≈ HK$86,504/mo (50% DSR)
Upfront cash ≈ HK$9.59M (deposit + AVD stamp duty HK$669,323 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,278
−HK$2,446/mo
▼ 0.25% · 3.875%
HK$46,492
−HK$1,232/mo
Today · 4.125%
HK$47,724
baseline
▲ 0.50% · 4.625%
HK$50,239
+HK$2,515/mo
Deposit HK$8.92M · loan HK$8.92M · min. income ≈ HK$95,448/mo (50% DSR)
Upfront cash ≈ HK$9.59M (deposit + AVD stamp duty HK$669,323 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,839
−HK$3,063/mo
▼ 0.25% · 3.875%
HK$50,358
−HK$1,544/mo
Today · 4.125%
HK$51,902
baseline
▲ 0.50% · 4.625%
HK$55,060
+HK$3,158/mo
Deposit HK$7.14M · loan HK$10.71M · min. income ≈ HK$103,804/mo (50% DSR)
Upfront cash ≈ HK$7.81M (deposit + AVD stamp duty HK$669,323 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,333
−HK$2,936/mo
▼ 0.25% · 3.875%
HK$55,790
−HK$1,479/mo
Today · 4.125%
HK$57,269
baseline
▲ 0.50% · 4.625%
HK$60,287
+HK$3,018/mo
Deposit HK$7.14M · loan HK$10.71M · min. income ≈ HK$114,538/mo (50% DSR)
Upfront cash ≈ HK$7.81M (deposit + AVD stamp duty HK$669,323 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,979
−HK$3,573/mo
▼ 0.25% · 3.875%
HK$58,752
−HK$1,800/mo
Today · 4.125%
HK$60,552
baseline
▲ 0.50% · 4.625%
HK$64,237
+HK$3,685/mo
Deposit HK$5.35M · loan HK$12.49M · min. income ≈ HK$121,104/mo (50% DSR)
Upfront cash ≈ HK$6.02M (deposit + AVD stamp duty HK$669,323 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,389
−HK$3,424/mo
▼ 0.25% · 3.875%
HK$65,089
−HK$1,724/mo
Today · 4.125%
HK$66,813
baseline
▲ 0.50% · 4.625%
HK$70,335
+HK$3,522/mo
Deposit HK$5.35M · loan HK$12.49M · min. income ≈ HK$133,626/mo (50% DSR)
Upfront cash ≈ HK$6.02M (deposit + AVD stamp duty HK$669,323 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,259
−HK$4,594/mo
▼ 0.25% · 3.875%
HK$75,538
−HK$2,315/mo
Today · 4.125%
HK$77,853
baseline
▲ 0.50% · 4.625%
HK$82,590
+HK$4,737/mo
Deposit HK$1.78M · loan HK$16.06M · min. income ≈ HK$155,706/mo (50% DSR)
Upfront cash ≈ HK$2.45M (deposit + AVD stamp duty HK$669,323 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,500
−HK$4,403/mo
▼ 0.25% · 3.875%
HK$83,686
−HK$2,217/mo
Today · 4.125%
HK$85,903
baseline
▲ 0.50% · 4.625%
HK$90,431
+HK$4,528/mo
Deposit HK$1.78M · loan HK$16.06M · min. income ≈ HK$171,806/mo (50% DSR)
Upfront cash ≈ HK$2.45M (deposit + AVD stamp duty HK$669,323 · Scale 2, in force from 26 Feb 2026)