LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,701
−HK$2,552/mo
▼ 0.25% · 3.875%
HK$41,967
−HK$1,286/mo
Today · 4.125%
HK$43,253
baseline
▲ 0.50% · 4.625%
HK$45,885
+HK$2,632/mo
Deposit HK$8.92M · loan HK$8.92M · min. income ≈ HK$86,506/mo (50% DSR)
Upfront cash ≈ HK$9.59M (deposit + AVD stamp duty HK$669,349 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,279
−HK$2,447/mo
▼ 0.25% · 3.875%
HK$46,494
−HK$1,232/mo
Today · 4.125%
HK$47,726
baseline
▲ 0.50% · 4.625%
HK$50,241
+HK$2,515/mo
Deposit HK$8.92M · loan HK$8.92M · min. income ≈ HK$95,452/mo (50% DSR)
Upfront cash ≈ HK$9.59M (deposit + AVD stamp duty HK$669,349 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,841
−HK$3,063/mo
▼ 0.25% · 3.875%
HK$50,360
−HK$1,544/mo
Today · 4.125%
HK$51,904
baseline
▲ 0.50% · 4.625%
HK$55,062
+HK$3,158/mo
Deposit HK$7.14M · loan HK$10.71M · min. income ≈ HK$103,808/mo (50% DSR)
Upfront cash ≈ HK$7.81M (deposit + AVD stamp duty HK$669,349 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,335
−HK$2,936/mo
▼ 0.25% · 3.875%
HK$55,793
−HK$1,478/mo
Today · 4.125%
HK$57,271
baseline
▲ 0.50% · 4.625%
HK$60,290
+HK$3,019/mo
Deposit HK$7.14M · loan HK$10.71M · min. income ≈ HK$114,542/mo (50% DSR)
Upfront cash ≈ HK$7.81M (deposit + AVD stamp duty HK$669,349 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,981
−HK$3,574/mo
▼ 0.25% · 3.875%
HK$58,754
−HK$1,801/mo
Today · 4.125%
HK$60,555
baseline
▲ 0.50% · 4.625%
HK$64,239
+HK$3,684/mo
Deposit HK$5.35M · loan HK$12.49M · min. income ≈ HK$121,110/mo (50% DSR)
Upfront cash ≈ HK$6.02M (deposit + AVD stamp duty HK$669,349 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,391
−HK$3,425/mo
▼ 0.25% · 3.875%
HK$65,091
−HK$1,725/mo
Today · 4.125%
HK$66,816
baseline
▲ 0.50% · 4.625%
HK$70,338
+HK$3,522/mo
Deposit HK$5.35M · loan HK$12.49M · min. income ≈ HK$133,632/mo (50% DSR)
Upfront cash ≈ HK$6.02M (deposit + AVD stamp duty HK$669,349 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,262
−HK$4,594/mo
▼ 0.25% · 3.875%
HK$75,541
−HK$2,315/mo
Today · 4.125%
HK$77,856
baseline
▲ 0.50% · 4.625%
HK$82,593
+HK$4,737/mo
Deposit HK$1.78M · loan HK$16.06M · min. income ≈ HK$155,712/mo (50% DSR)
Upfront cash ≈ HK$2.45M (deposit + AVD stamp duty HK$669,349 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,503
−HK$4,403/mo
▼ 0.25% · 3.875%
HK$83,689
−HK$2,217/mo
Today · 4.125%
HK$85,906
baseline
▲ 0.50% · 4.625%
HK$90,435
+HK$4,529/mo
Deposit HK$1.78M · loan HK$16.06M · min. income ≈ HK$171,812/mo (50% DSR)
Upfront cash ≈ HK$2.45M (deposit + AVD stamp duty HK$669,349 · Scale 2, in force from 26 Feb 2026)