LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,703
−HK$2,552/mo
▼ 0.25% · 3.875%
HK$41,969
−HK$1,286/mo
Today · 4.125%
HK$43,255
baseline
▲ 0.50% · 4.625%
HK$45,887
+HK$2,632/mo
Deposit HK$8.93M · loan HK$8.93M · min. income ≈ HK$86,510/mo (50% DSR)
Upfront cash ≈ HK$9.59M (deposit + AVD stamp duty HK$669,379 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,281
−HK$2,447/mo
▼ 0.25% · 3.875%
HK$46,496
−HK$1,232/mo
Today · 4.125%
HK$47,728
baseline
▲ 0.50% · 4.625%
HK$50,244
+HK$2,516/mo
Deposit HK$8.93M · loan HK$8.93M · min. income ≈ HK$95,456/mo (50% DSR)
Upfront cash ≈ HK$9.59M (deposit + AVD stamp duty HK$669,379 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,843
−HK$3,063/mo
▼ 0.25% · 3.875%
HK$50,363
−HK$1,543/mo
Today · 4.125%
HK$51,906
baseline
▲ 0.50% · 4.625%
HK$55,065
+HK$3,159/mo
Deposit HK$7.14M · loan HK$10.71M · min. income ≈ HK$103,812/mo (50% DSR)
Upfront cash ≈ HK$7.81M (deposit + AVD stamp duty HK$669,379 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,338
−HK$2,935/mo
▼ 0.25% · 3.875%
HK$55,795
−HK$1,478/mo
Today · 4.125%
HK$57,273
baseline
▲ 0.50% · 4.625%
HK$60,292
+HK$3,019/mo
Deposit HK$7.14M · loan HK$10.71M · min. income ≈ HK$114,546/mo (50% DSR)
Upfront cash ≈ HK$7.81M (deposit + AVD stamp duty HK$669,379 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,984
−HK$3,573/mo
▼ 0.25% · 3.875%
HK$58,756
−HK$1,801/mo
Today · 4.125%
HK$60,557
baseline
▲ 0.50% · 4.625%
HK$64,242
+HK$3,685/mo
Deposit HK$5.36M · loan HK$12.50M · min. income ≈ HK$121,114/mo (50% DSR)
Upfront cash ≈ HK$6.02M (deposit + AVD stamp duty HK$669,379 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,394
−HK$3,425/mo
▼ 0.25% · 3.875%
HK$65,094
−HK$1,725/mo
Today · 4.125%
HK$66,819
baseline
▲ 0.50% · 4.625%
HK$70,341
+HK$3,522/mo
Deposit HK$5.36M · loan HK$12.50M · min. income ≈ HK$133,638/mo (50% DSR)
Upfront cash ≈ HK$6.02M (deposit + AVD stamp duty HK$669,379 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,265
−HK$4,594/mo
▼ 0.25% · 3.875%
HK$75,544
−HK$2,315/mo
Today · 4.125%
HK$77,859
baseline
▲ 0.50% · 4.625%
HK$82,597
+HK$4,738/mo
Deposit HK$1.79M · loan HK$16.07M · min. income ≈ HK$155,718/mo (50% DSR)
Upfront cash ≈ HK$2.45M (deposit + AVD stamp duty HK$669,379 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,507
−HK$4,403/mo
▼ 0.25% · 3.875%
HK$83,693
−HK$2,217/mo
Today · 4.125%
HK$85,910
baseline
▲ 0.50% · 4.625%
HK$90,439
+HK$4,529/mo
Deposit HK$1.79M · loan HK$16.07M · min. income ≈ HK$171,820/mo (50% DSR)
Upfront cash ≈ HK$2.45M (deposit + AVD stamp duty HK$669,379 · Scale 2, in force from 26 Feb 2026)