LTV · monthly repayment
▼ 0.50% · 3.625%
HK$407,038
−HK$25,525/mo
▼ 0.25% · 3.875%
HK$419,699
−HK$12,864/mo
Today · 4.125%
HK$432,563
baseline
▲ 0.50% · 4.625%
HK$458,883
+HK$26,320/mo
Deposit HK$89.25M · loan HK$89.25M · min. income ≈ HK$865,126/mo (50% DSR)
Upfront cash ≈ HK$100.86M (deposit + AVD stamp duty HK$11,602,854 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$452,826
−HK$24,465/mo
▼ 0.25% · 3.875%
HK$464,970
−HK$12,321/mo
Today · 4.125%
HK$477,291
baseline
▲ 0.50% · 4.625%
HK$502,449
+HK$25,158/mo
Deposit HK$89.25M · loan HK$89.25M · min. income ≈ HK$954,582/mo (50% DSR)
Upfront cash ≈ HK$100.86M (deposit + AVD stamp duty HK$11,602,854 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$488,446
−HK$30,630/mo
▼ 0.25% · 3.875%
HK$503,639
−HK$15,437/mo
Today · 4.125%
HK$519,076
baseline
▲ 0.50% · 4.625%
HK$550,660
+HK$31,584/mo
Deposit HK$71.40M · loan HK$107.10M · min. income ≈ HK$1,038,152/mo (50% DSR)
Upfront cash ≈ HK$83.01M (deposit + AVD stamp duty HK$11,602,854 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$543,391
−HK$29,358/mo
▼ 0.25% · 3.875%
HK$557,965
−HK$14,784/mo
Today · 4.125%
HK$572,749
baseline
▲ 0.50% · 4.625%
HK$602,939
+HK$30,190/mo
Deposit HK$71.40M · loan HK$107.10M · min. income ≈ HK$1,145,498/mo (50% DSR)
Upfront cash ≈ HK$83.01M (deposit + AVD stamp duty HK$11,602,854 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$569,853
−HK$35,735/mo
▼ 0.25% · 3.875%
HK$587,579
−HK$18,009/mo
Today · 4.125%
HK$605,588
baseline
▲ 0.50% · 4.625%
HK$642,437
+HK$36,849/mo
Deposit HK$53.55M · loan HK$124.95M · min. income ≈ HK$1,211,176/mo (50% DSR)
Upfront cash ≈ HK$65.15M (deposit + AVD stamp duty HK$11,602,854 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$633,956
−HK$34,251/mo
▼ 0.25% · 3.875%
HK$650,959
−HK$17,248/mo
Today · 4.125%
HK$668,207
baseline
▲ 0.50% · 4.625%
HK$703,429
+HK$35,222/mo
Deposit HK$53.55M · loan HK$124.95M · min. income ≈ HK$1,336,414/mo (50% DSR)
Upfront cash ≈ HK$65.15M (deposit + AVD stamp duty HK$11,602,854 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$732,669
−HK$45,945/mo
▼ 0.25% · 3.875%
HK$755,459
−HK$23,155/mo
Today · 4.125%
HK$778,614
baseline
▲ 0.50% · 4.625%
HK$825,990
+HK$47,376/mo
Deposit HK$17.85M · loan HK$160.65M · min. income ≈ HK$1,557,228/mo (50% DSR)
Upfront cash ≈ HK$29.45M (deposit + AVD stamp duty HK$11,602,854 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$815,087
−HK$44,036/mo
▼ 0.25% · 3.875%
HK$836,947
−HK$22,176/mo
Today · 4.125%
HK$859,123
baseline
▲ 0.50% · 4.625%
HK$904,409
+HK$45,286/mo
Deposit HK$17.85M · loan HK$160.65M · min. income ≈ HK$1,718,246/mo (50% DSR)
Upfront cash ≈ HK$29.45M (deposit + AVD stamp duty HK$11,602,854 · Scale 2, in force from 26 Feb 2026)