LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,704
−HK$2,552/mo
▼ 0.25% · 3.875%
HK$41,970
−HK$1,286/mo
Today · 4.125%
HK$43,256
baseline
▲ 0.50% · 4.625%
HK$45,888
+HK$2,632/mo
Deposit HK$8.93M · loan HK$8.93M · min. income ≈ HK$86,512/mo (50% DSR)
Upfront cash ≈ HK$9.59M (deposit + AVD stamp duty HK$669,397 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,283
−HK$2,446/mo
▼ 0.25% · 3.875%
HK$46,497
−HK$1,232/mo
Today · 4.125%
HK$47,729
baseline
▲ 0.50% · 4.625%
HK$50,245
+HK$2,516/mo
Deposit HK$8.93M · loan HK$8.93M · min. income ≈ HK$95,458/mo (50% DSR)
Upfront cash ≈ HK$9.59M (deposit + AVD stamp duty HK$669,397 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,845
−HK$3,063/mo
▼ 0.25% · 3.875%
HK$50,364
−HK$1,544/mo
Today · 4.125%
HK$51,908
baseline
▲ 0.50% · 4.625%
HK$55,066
+HK$3,158/mo
Deposit HK$7.14M · loan HK$10.71M · min. income ≈ HK$103,816/mo (50% DSR)
Upfront cash ≈ HK$7.81M (deposit + AVD stamp duty HK$669,397 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,339
−HK$2,936/mo
▼ 0.25% · 3.875%
HK$55,797
−HK$1,478/mo
Today · 4.125%
HK$57,275
baseline
▲ 0.50% · 4.625%
HK$60,294
+HK$3,019/mo
Deposit HK$7.14M · loan HK$10.71M · min. income ≈ HK$114,550/mo (50% DSR)
Upfront cash ≈ HK$7.81M (deposit + AVD stamp duty HK$669,397 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,985
−HK$3,574/mo
▼ 0.25% · 3.875%
HK$58,758
−HK$1,801/mo
Today · 4.125%
HK$60,559
baseline
▲ 0.50% · 4.625%
HK$64,244
+HK$3,685/mo
Deposit HK$5.36M · loan HK$12.50M · min. income ≈ HK$121,118/mo (50% DSR)
Upfront cash ≈ HK$6.02M (deposit + AVD stamp duty HK$669,397 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,396
−HK$3,425/mo
▼ 0.25% · 3.875%
HK$65,096
−HK$1,725/mo
Today · 4.125%
HK$66,821
baseline
▲ 0.50% · 4.625%
HK$70,343
+HK$3,522/mo
Deposit HK$5.36M · loan HK$12.50M · min. income ≈ HK$133,642/mo (50% DSR)
Upfront cash ≈ HK$6.02M (deposit + AVD stamp duty HK$669,397 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,267
−HK$4,594/mo
▼ 0.25% · 3.875%
HK$75,546
−HK$2,315/mo
Today · 4.125%
HK$77,861
baseline
▲ 0.50% · 4.625%
HK$82,599
+HK$4,738/mo
Deposit HK$1.79M · loan HK$16.07M · min. income ≈ HK$155,722/mo (50% DSR)
Upfront cash ≈ HK$2.45M (deposit + AVD stamp duty HK$669,397 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,509
−HK$4,403/mo
▼ 0.25% · 3.875%
HK$83,695
−HK$2,217/mo
Today · 4.125%
HK$85,912
baseline
▲ 0.50% · 4.625%
HK$90,441
+HK$4,529/mo
Deposit HK$1.79M · loan HK$16.07M · min. income ≈ HK$171,824/mo (50% DSR)
Upfront cash ≈ HK$2.45M (deposit + AVD stamp duty HK$669,397 · Scale 2, in force from 26 Feb 2026)