LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,707
−HK$2,552/mo
▼ 0.25% · 3.875%
HK$41,973
−HK$1,286/mo
Today · 4.125%
HK$43,259
baseline
▲ 0.50% · 4.625%
HK$45,892
+HK$2,633/mo
Deposit HK$8.93M · loan HK$8.93M · min. income ≈ HK$86,518/mo (50% DSR)
Upfront cash ≈ HK$9.60M (deposit + AVD stamp duty HK$669,443 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,286
−HK$2,446/mo
▼ 0.25% · 3.875%
HK$46,500
−HK$1,232/mo
Today · 4.125%
HK$47,732
baseline
▲ 0.50% · 4.625%
HK$50,248
+HK$2,516/mo
Deposit HK$8.93M · loan HK$8.93M · min. income ≈ HK$95,464/mo (50% DSR)
Upfront cash ≈ HK$9.60M (deposit + AVD stamp duty HK$669,443 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,848
−HK$3,063/mo
▼ 0.25% · 3.875%
HK$50,368
−HK$1,543/mo
Today · 4.125%
HK$51,911
baseline
▲ 0.50% · 4.625%
HK$55,070
+HK$3,159/mo
Deposit HK$7.14M · loan HK$10.71M · min. income ≈ HK$103,822/mo (50% DSR)
Upfront cash ≈ HK$7.81M (deposit + AVD stamp duty HK$669,443 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,343
−HK$2,936/mo
▼ 0.25% · 3.875%
HK$55,800
−HK$1,479/mo
Today · 4.125%
HK$57,279
baseline
▲ 0.50% · 4.625%
HK$60,298
+HK$3,019/mo
Deposit HK$7.14M · loan HK$10.71M · min. income ≈ HK$114,558/mo (50% DSR)
Upfront cash ≈ HK$7.81M (deposit + AVD stamp duty HK$669,443 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,989
−HK$3,574/mo
▼ 0.25% · 3.875%
HK$58,762
−HK$1,801/mo
Today · 4.125%
HK$60,563
baseline
▲ 0.50% · 4.625%
HK$64,248
+HK$3,685/mo
Deposit HK$5.36M · loan HK$12.50M · min. income ≈ HK$121,126/mo (50% DSR)
Upfront cash ≈ HK$6.02M (deposit + AVD stamp duty HK$669,443 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,400
−HK$3,425/mo
▼ 0.25% · 3.875%
HK$65,100
−HK$1,725/mo
Today · 4.125%
HK$66,825
baseline
▲ 0.50% · 4.625%
HK$70,348
+HK$3,523/mo
Deposit HK$5.36M · loan HK$12.50M · min. income ≈ HK$133,650/mo (50% DSR)
Upfront cash ≈ HK$6.02M (deposit + AVD stamp duty HK$669,443 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,272
−HK$4,595/mo
▼ 0.25% · 3.875%
HK$75,551
−HK$2,316/mo
Today · 4.125%
HK$77,867
baseline
▲ 0.50% · 4.625%
HK$82,605
+HK$4,738/mo
Deposit HK$1.79M · loan HK$16.07M · min. income ≈ HK$155,734/mo (50% DSR)
Upfront cash ≈ HK$2.45M (deposit + AVD stamp duty HK$669,443 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,514
−HK$4,404/mo
▼ 0.25% · 3.875%
HK$83,701
−HK$2,217/mo
Today · 4.125%
HK$85,918
baseline
▲ 0.50% · 4.625%
HK$90,447
+HK$4,529/mo
Deposit HK$1.79M · loan HK$16.07M · min. income ≈ HK$171,836/mo (50% DSR)
Upfront cash ≈ HK$2.45M (deposit + AVD stamp duty HK$669,443 · Scale 2, in force from 26 Feb 2026)