LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,707
−HK$2,553/mo
▼ 0.25% · 3.875%
HK$41,974
−HK$1,286/mo
Today · 4.125%
HK$43,260
baseline
▲ 0.50% · 4.625%
HK$45,892
+HK$2,632/mo
Deposit HK$8.93M · loan HK$8.93M · min. income ≈ HK$86,520/mo (50% DSR)
Upfront cash ≈ HK$9.60M (deposit + AVD stamp duty HK$669,454 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,286
−HK$2,447/mo
▼ 0.25% · 3.875%
HK$46,501
−HK$1,232/mo
Today · 4.125%
HK$47,733
baseline
▲ 0.50% · 4.625%
HK$50,249
+HK$2,516/mo
Deposit HK$8.93M · loan HK$8.93M · min. income ≈ HK$95,466/mo (50% DSR)
Upfront cash ≈ HK$9.60M (deposit + AVD stamp duty HK$669,454 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,849
−HK$3,063/mo
▼ 0.25% · 3.875%
HK$50,368
−HK$1,544/mo
Today · 4.125%
HK$51,912
baseline
▲ 0.50% · 4.625%
HK$55,071
+HK$3,159/mo
Deposit HK$7.14M · loan HK$10.71M · min. income ≈ HK$103,824/mo (50% DSR)
Upfront cash ≈ HK$7.81M (deposit + AVD stamp duty HK$669,454 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,344
−HK$2,936/mo
▼ 0.25% · 3.875%
HK$55,801
−HK$1,479/mo
Today · 4.125%
HK$57,280
baseline
▲ 0.50% · 4.625%
HK$60,299
+HK$3,019/mo
Deposit HK$7.14M · loan HK$10.71M · min. income ≈ HK$114,560/mo (50% DSR)
Upfront cash ≈ HK$7.81M (deposit + AVD stamp duty HK$669,454 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,990
−HK$3,574/mo
▼ 0.25% · 3.875%
HK$58,763
−HK$1,801/mo
Today · 4.125%
HK$60,564
baseline
▲ 0.50% · 4.625%
HK$64,249
+HK$3,685/mo
Deposit HK$5.36M · loan HK$12.50M · min. income ≈ HK$121,128/mo (50% DSR)
Upfront cash ≈ HK$6.03M (deposit + AVD stamp duty HK$669,454 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,401
−HK$3,425/mo
▼ 0.25% · 3.875%
HK$65,101
−HK$1,725/mo
Today · 4.125%
HK$66,826
baseline
▲ 0.50% · 4.625%
HK$70,349
+HK$3,523/mo
Deposit HK$5.36M · loan HK$12.50M · min. income ≈ HK$133,652/mo (50% DSR)
Upfront cash ≈ HK$6.03M (deposit + AVD stamp duty HK$669,454 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,273
−HK$4,595/mo
▼ 0.25% · 3.875%
HK$75,552
−HK$2,316/mo
Today · 4.125%
HK$77,868
baseline
▲ 0.50% · 4.625%
HK$82,606
+HK$4,738/mo
Deposit HK$1.79M · loan HK$16.07M · min. income ≈ HK$155,736/mo (50% DSR)
Upfront cash ≈ HK$2.45M (deposit + AVD stamp duty HK$669,454 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,516
−HK$4,404/mo
▼ 0.25% · 3.875%
HK$83,702
−HK$2,218/mo
Today · 4.125%
HK$85,920
baseline
▲ 0.50% · 4.625%
HK$90,449
+HK$4,529/mo
Deposit HK$1.79M · loan HK$16.07M · min. income ≈ HK$171,840/mo (50% DSR)
Upfront cash ≈ HK$2.45M (deposit + AVD stamp duty HK$669,454 · Scale 2, in force from 26 Feb 2026)