LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,708
−HK$2,552/mo
▼ 0.25% · 3.875%
HK$41,974
−HK$1,286/mo
Today · 4.125%
HK$43,260
baseline
▲ 0.50% · 4.625%
HK$45,893
+HK$2,633/mo
Deposit HK$8.93M · loan HK$8.93M · min. income ≈ HK$86,520/mo (50% DSR)
Upfront cash ≈ HK$9.60M (deposit + AVD stamp duty HK$669,459 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,287
−HK$2,447/mo
▼ 0.25% · 3.875%
HK$46,501
−HK$1,233/mo
Today · 4.125%
HK$47,734
baseline
▲ 0.50% · 4.625%
HK$50,250
+HK$2,516/mo
Deposit HK$8.93M · loan HK$8.93M · min. income ≈ HK$95,468/mo (50% DSR)
Upfront cash ≈ HK$9.60M (deposit + AVD stamp duty HK$669,459 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,849
−HK$3,063/mo
▼ 0.25% · 3.875%
HK$50,369
−HK$1,543/mo
Today · 4.125%
HK$51,912
baseline
▲ 0.50% · 4.625%
HK$55,071
+HK$3,159/mo
Deposit HK$7.14M · loan HK$10.71M · min. income ≈ HK$103,824/mo (50% DSR)
Upfront cash ≈ HK$7.81M (deposit + AVD stamp duty HK$669,459 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,344
−HK$2,936/mo
▼ 0.25% · 3.875%
HK$55,802
−HK$1,478/mo
Today · 4.125%
HK$57,280
baseline
▲ 0.50% · 4.625%
HK$60,300
+HK$3,020/mo
Deposit HK$7.14M · loan HK$10.71M · min. income ≈ HK$114,560/mo (50% DSR)
Upfront cash ≈ HK$7.81M (deposit + AVD stamp duty HK$669,459 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,991
−HK$3,574/mo
▼ 0.25% · 3.875%
HK$58,763
−HK$1,802/mo
Today · 4.125%
HK$60,565
baseline
▲ 0.50% · 4.625%
HK$64,250
+HK$3,685/mo
Deposit HK$5.36M · loan HK$12.50M · min. income ≈ HK$121,130/mo (50% DSR)
Upfront cash ≈ HK$6.03M (deposit + AVD stamp duty HK$669,459 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,402
−HK$3,425/mo
▼ 0.25% · 3.875%
HK$65,102
−HK$1,725/mo
Today · 4.125%
HK$66,827
baseline
▲ 0.50% · 4.625%
HK$70,350
+HK$3,523/mo
Deposit HK$5.36M · loan HK$12.50M · min. income ≈ HK$133,654/mo (50% DSR)
Upfront cash ≈ HK$6.03M (deposit + AVD stamp duty HK$669,459 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,274
−HK$4,595/mo
▼ 0.25% · 3.875%
HK$75,553
−HK$2,316/mo
Today · 4.125%
HK$77,869
baseline
▲ 0.50% · 4.625%
HK$82,607
+HK$4,738/mo
Deposit HK$1.79M · loan HK$16.07M · min. income ≈ HK$155,738/mo (50% DSR)
Upfront cash ≈ HK$2.45M (deposit + AVD stamp duty HK$669,459 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,516
−HK$4,404/mo
▼ 0.25% · 3.875%
HK$83,703
−HK$2,217/mo
Today · 4.125%
HK$85,920
baseline
▲ 0.50% · 4.625%
HK$90,449
+HK$4,529/mo
Deposit HK$1.79M · loan HK$16.07M · min. income ≈ HK$171,840/mo (50% DSR)
Upfront cash ≈ HK$2.45M (deposit + AVD stamp duty HK$669,459 · Scale 2, in force from 26 Feb 2026)