LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,709
−HK$2,553/mo
▼ 0.25% · 3.875%
HK$41,975
−HK$1,287/mo
Today · 4.125%
HK$43,262
baseline
▲ 0.50% · 4.625%
HK$45,894
+HK$2,632/mo
Deposit HK$8.93M · loan HK$8.93M · min. income ≈ HK$86,524/mo (50% DSR)
Upfront cash ≈ HK$9.60M (deposit + AVD stamp duty HK$669,477 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,288
−HK$2,447/mo
▼ 0.25% · 3.875%
HK$46,503
−HK$1,232/mo
Today · 4.125%
HK$47,735
baseline
▲ 0.50% · 4.625%
HK$50,251
+HK$2,516/mo
Deposit HK$8.93M · loan HK$8.93M · min. income ≈ HK$95,470/mo (50% DSR)
Upfront cash ≈ HK$9.60M (deposit + AVD stamp duty HK$669,477 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,850
−HK$3,064/mo
▼ 0.25% · 3.875%
HK$50,370
−HK$1,544/mo
Today · 4.125%
HK$51,914
baseline
▲ 0.50% · 4.625%
HK$55,073
+HK$3,159/mo
Deposit HK$7.14M · loan HK$10.71M · min. income ≈ HK$103,828/mo (50% DSR)
Upfront cash ≈ HK$7.81M (deposit + AVD stamp duty HK$669,477 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,346
−HK$2,936/mo
▼ 0.25% · 3.875%
HK$55,803
−HK$1,479/mo
Today · 4.125%
HK$57,282
baseline
▲ 0.50% · 4.625%
HK$60,301
+HK$3,019/mo
Deposit HK$7.14M · loan HK$10.71M · min. income ≈ HK$114,564/mo (50% DSR)
Upfront cash ≈ HK$7.81M (deposit + AVD stamp duty HK$669,477 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,992
−HK$3,574/mo
▼ 0.25% · 3.875%
HK$58,765
−HK$1,801/mo
Today · 4.125%
HK$60,566
baseline
▲ 0.50% · 4.625%
HK$64,251
+HK$3,685/mo
Deposit HK$5.36M · loan HK$12.50M · min. income ≈ HK$121,132/mo (50% DSR)
Upfront cash ≈ HK$6.03M (deposit + AVD stamp duty HK$669,477 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,403
−HK$3,426/mo
▼ 0.25% · 3.875%
HK$65,104
−HK$1,725/mo
Today · 4.125%
HK$66,829
baseline
▲ 0.50% · 4.625%
HK$70,351
+HK$3,522/mo
Deposit HK$5.36M · loan HK$12.50M · min. income ≈ HK$133,658/mo (50% DSR)
Upfront cash ≈ HK$6.03M (deposit + AVD stamp duty HK$669,477 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,276
−HK$4,595/mo
▼ 0.25% · 3.875%
HK$75,555
−HK$2,316/mo
Today · 4.125%
HK$77,871
baseline
▲ 0.50% · 4.625%
HK$82,609
+HK$4,738/mo
Deposit HK$1.79M · loan HK$16.07M · min. income ≈ HK$155,742/mo (50% DSR)
Upfront cash ≈ HK$2.45M (deposit + AVD stamp duty HK$669,477 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,518
−HK$4,405/mo
▼ 0.25% · 3.875%
HK$83,705
−HK$2,218/mo
Today · 4.125%
HK$85,923
baseline
▲ 0.50% · 4.625%
HK$90,452
+HK$4,529/mo
Deposit HK$1.79M · loan HK$16.07M · min. income ≈ HK$171,846/mo (50% DSR)
Upfront cash ≈ HK$2.45M (deposit + AVD stamp duty HK$669,477 · Scale 2, in force from 26 Feb 2026)