LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,709
−HK$2,553/mo
▼ 0.25% · 3.875%
HK$41,976
−HK$1,286/mo
Today · 4.125%
HK$43,262
baseline
▲ 0.50% · 4.625%
HK$45,895
+HK$2,633/mo
Deposit HK$8.93M · loan HK$8.93M · min. income ≈ HK$86,524/mo (50% DSR)
Upfront cash ≈ HK$9.60M (deposit + AVD stamp duty HK$669,489 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,289
−HK$2,447/mo
▼ 0.25% · 3.875%
HK$46,503
−HK$1,233/mo
Today · 4.125%
HK$47,736
baseline
▲ 0.50% · 4.625%
HK$50,252
+HK$2,516/mo
Deposit HK$8.93M · loan HK$8.93M · min. income ≈ HK$95,472/mo (50% DSR)
Upfront cash ≈ HK$9.60M (deposit + AVD stamp duty HK$669,489 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,851
−HK$3,064/mo
▼ 0.25% · 3.875%
HK$50,371
−HK$1,544/mo
Today · 4.125%
HK$51,915
baseline
▲ 0.50% · 4.625%
HK$55,074
+HK$3,159/mo
Deposit HK$7.14M · loan HK$10.71M · min. income ≈ HK$103,830/mo (50% DSR)
Upfront cash ≈ HK$7.81M (deposit + AVD stamp duty HK$669,489 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,347
−HK$2,936/mo
▼ 0.25% · 3.875%
HK$55,804
−HK$1,479/mo
Today · 4.125%
HK$57,283
baseline
▲ 0.50% · 4.625%
HK$60,302
+HK$3,019/mo
Deposit HK$7.14M · loan HK$10.71M · min. income ≈ HK$114,566/mo (50% DSR)
Upfront cash ≈ HK$7.81M (deposit + AVD stamp duty HK$669,489 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,993
−HK$3,574/mo
▼ 0.25% · 3.875%
HK$58,766
−HK$1,801/mo
Today · 4.125%
HK$60,567
baseline
▲ 0.50% · 4.625%
HK$64,253
+HK$3,686/mo
Deposit HK$5.36M · loan HK$12.50M · min. income ≈ HK$121,134/mo (50% DSR)
Upfront cash ≈ HK$6.03M (deposit + AVD stamp duty HK$669,489 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,404
−HK$3,426/mo
▼ 0.25% · 3.875%
HK$65,105
−HK$1,725/mo
Today · 4.125%
HK$66,830
baseline
▲ 0.50% · 4.625%
HK$70,353
+HK$3,523/mo
Deposit HK$5.36M · loan HK$12.50M · min. income ≈ HK$133,660/mo (50% DSR)
Upfront cash ≈ HK$6.03M (deposit + AVD stamp duty HK$669,489 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,277
−HK$4,595/mo
▼ 0.25% · 3.875%
HK$75,556
−HK$2,316/mo
Today · 4.125%
HK$77,872
baseline
▲ 0.50% · 4.625%
HK$82,610
+HK$4,738/mo
Deposit HK$1.79M · loan HK$16.07M · min. income ≈ HK$155,744/mo (50% DSR)
Upfront cash ≈ HK$2.45M (deposit + AVD stamp duty HK$669,489 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,520
−HK$4,404/mo
▼ 0.25% · 3.875%
HK$83,706
−HK$2,218/mo
Today · 4.125%
HK$85,924
baseline
▲ 0.50% · 4.625%
HK$90,453
+HK$4,529/mo
Deposit HK$1.79M · loan HK$16.07M · min. income ≈ HK$171,848/mo (50% DSR)
Upfront cash ≈ HK$2.45M (deposit + AVD stamp duty HK$669,489 · Scale 2, in force from 26 Feb 2026)