LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,710
−HK$2,553/mo
▼ 0.25% · 3.875%
HK$41,977
−HK$1,286/mo
Today · 4.125%
HK$43,263
baseline
▲ 0.50% · 4.625%
HK$45,896
+HK$2,633/mo
Deposit HK$8.93M · loan HK$8.93M · min. income ≈ HK$86,526/mo (50% DSR)
Upfront cash ≈ HK$9.60M (deposit + AVD stamp duty HK$669,503 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,290
−HK$2,447/mo
▼ 0.25% · 3.875%
HK$46,504
−HK$1,233/mo
Today · 4.125%
HK$47,737
baseline
▲ 0.50% · 4.625%
HK$50,253
+HK$2,516/mo
Deposit HK$8.93M · loan HK$8.93M · min. income ≈ HK$95,474/mo (50% DSR)
Upfront cash ≈ HK$9.60M (deposit + AVD stamp duty HK$669,503 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,852
−HK$3,064/mo
▼ 0.25% · 3.875%
HK$50,372
−HK$1,544/mo
Today · 4.125%
HK$51,916
baseline
▲ 0.50% · 4.625%
HK$55,075
+HK$3,159/mo
Deposit HK$7.14M · loan HK$10.71M · min. income ≈ HK$103,832/mo (50% DSR)
Upfront cash ≈ HK$7.81M (deposit + AVD stamp duty HK$669,503 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,348
−HK$2,936/mo
▼ 0.25% · 3.875%
HK$55,805
−HK$1,479/mo
Today · 4.125%
HK$57,284
baseline
▲ 0.50% · 4.625%
HK$60,304
+HK$3,020/mo
Deposit HK$7.14M · loan HK$10.71M · min. income ≈ HK$114,568/mo (50% DSR)
Upfront cash ≈ HK$7.81M (deposit + AVD stamp duty HK$669,503 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,994
−HK$3,574/mo
▼ 0.25% · 3.875%
HK$58,767
−HK$1,801/mo
Today · 4.125%
HK$60,568
baseline
▲ 0.50% · 4.625%
HK$64,254
+HK$3,686/mo
Deposit HK$5.36M · loan HK$12.50M · min. income ≈ HK$121,136/mo (50% DSR)
Upfront cash ≈ HK$6.03M (deposit + AVD stamp duty HK$669,503 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,406
−HK$3,425/mo
▼ 0.25% · 3.875%
HK$65,106
−HK$1,725/mo
Today · 4.125%
HK$66,831
baseline
▲ 0.50% · 4.625%
HK$70,354
+HK$3,523/mo
Deposit HK$5.36M · loan HK$12.50M · min. income ≈ HK$133,662/mo (50% DSR)
Upfront cash ≈ HK$6.03M (deposit + AVD stamp duty HK$669,503 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,279
−HK$4,595/mo
▼ 0.25% · 3.875%
HK$75,558
−HK$2,316/mo
Today · 4.125%
HK$77,874
baseline
▲ 0.50% · 4.625%
HK$82,612
+HK$4,738/mo
Deposit HK$1.79M · loan HK$16.07M · min. income ≈ HK$155,748/mo (50% DSR)
Upfront cash ≈ HK$2.45M (deposit + AVD stamp duty HK$669,503 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,522
−HK$4,404/mo
▼ 0.25% · 3.875%
HK$83,708
−HK$2,218/mo
Today · 4.125%
HK$85,926
baseline
▲ 0.50% · 4.625%
HK$90,455
+HK$4,529/mo
Deposit HK$1.79M · loan HK$16.07M · min. income ≈ HK$171,852/mo (50% DSR)
Upfront cash ≈ HK$2.45M (deposit + AVD stamp duty HK$669,503 · Scale 2, in force from 26 Feb 2026)