LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,711
−HK$2,553/mo
▼ 0.25% · 3.875%
HK$41,977
−HK$1,287/mo
Today · 4.125%
HK$43,264
baseline
▲ 0.50% · 4.625%
HK$45,897
+HK$2,633/mo
Deposit HK$8.93M · loan HK$8.93M · min. income ≈ HK$86,528/mo (50% DSR)
Upfront cash ≈ HK$9.60M (deposit + AVD stamp duty HK$669,516 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,291
−HK$2,447/mo
▼ 0.25% · 3.875%
HK$46,505
−HK$1,233/mo
Today · 4.125%
HK$47,738
baseline
▲ 0.50% · 4.625%
HK$50,254
+HK$2,516/mo
Deposit HK$8.93M · loan HK$8.93M · min. income ≈ HK$95,476/mo (50% DSR)
Upfront cash ≈ HK$9.60M (deposit + AVD stamp duty HK$669,516 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,853
−HK$3,064/mo
▼ 0.25% · 3.875%
HK$50,373
−HK$1,544/mo
Today · 4.125%
HK$51,917
baseline
▲ 0.50% · 4.625%
HK$55,076
+HK$3,159/mo
Deposit HK$7.14M · loan HK$10.71M · min. income ≈ HK$103,834/mo (50% DSR)
Upfront cash ≈ HK$7.81M (deposit + AVD stamp duty HK$669,516 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,349
−HK$2,936/mo
▼ 0.25% · 3.875%
HK$55,806
−HK$1,479/mo
Today · 4.125%
HK$57,285
baseline
▲ 0.50% · 4.625%
HK$60,305
+HK$3,020/mo
Deposit HK$7.14M · loan HK$10.71M · min. income ≈ HK$114,570/mo (50% DSR)
Upfront cash ≈ HK$7.81M (deposit + AVD stamp duty HK$669,516 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,996
−HK$3,574/mo
▼ 0.25% · 3.875%
HK$58,768
−HK$1,802/mo
Today · 4.125%
HK$60,570
baseline
▲ 0.50% · 4.625%
HK$64,255
+HK$3,685/mo
Deposit HK$5.36M · loan HK$12.50M · min. income ≈ HK$121,140/mo (50% DSR)
Upfront cash ≈ HK$6.03M (deposit + AVD stamp duty HK$669,516 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,407
−HK$3,426/mo
▼ 0.25% · 3.875%
HK$65,108
−HK$1,725/mo
Today · 4.125%
HK$66,833
baseline
▲ 0.50% · 4.625%
HK$70,355
+HK$3,522/mo
Deposit HK$5.36M · loan HK$12.50M · min. income ≈ HK$133,666/mo (50% DSR)
Upfront cash ≈ HK$6.03M (deposit + AVD stamp duty HK$669,516 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,280
−HK$4,595/mo
▼ 0.25% · 3.875%
HK$75,559
−HK$2,316/mo
Today · 4.125%
HK$77,875
baseline
▲ 0.50% · 4.625%
HK$82,614
+HK$4,739/mo
Deposit HK$1.79M · loan HK$16.07M · min. income ≈ HK$155,750/mo (50% DSR)
Upfront cash ≈ HK$2.45M (deposit + AVD stamp duty HK$669,516 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,523
−HK$4,405/mo
▼ 0.25% · 3.875%
HK$83,710
−HK$2,218/mo
Today · 4.125%
HK$85,928
baseline
▲ 0.50% · 4.625%
HK$90,457
+HK$4,529/mo
Deposit HK$1.79M · loan HK$16.07M · min. income ≈ HK$171,856/mo (50% DSR)
Upfront cash ≈ HK$2.45M (deposit + AVD stamp duty HK$669,516 · Scale 2, in force from 26 Feb 2026)