LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,712
−HK$2,553/mo
▼ 0.25% · 3.875%
HK$41,978
−HK$1,287/mo
Today · 4.125%
HK$43,265
baseline
▲ 0.50% · 4.625%
HK$45,897
+HK$2,632/mo
Deposit HK$8.93M · loan HK$8.93M · min. income ≈ HK$86,530/mo (50% DSR)
Upfront cash ≈ HK$9.60M (deposit + AVD stamp duty HK$669,528 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,292
−HK$2,446/mo
▼ 0.25% · 3.875%
HK$46,506
−HK$1,232/mo
Today · 4.125%
HK$47,738
baseline
▲ 0.50% · 4.625%
HK$50,255
+HK$2,517/mo
Deposit HK$8.93M · loan HK$8.93M · min. income ≈ HK$95,476/mo (50% DSR)
Upfront cash ≈ HK$9.60M (deposit + AVD stamp duty HK$669,528 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,854
−HK$3,064/mo
▼ 0.25% · 3.875%
HK$50,374
−HK$1,544/mo
Today · 4.125%
HK$51,918
baseline
▲ 0.50% · 4.625%
HK$55,077
+HK$3,159/mo
Deposit HK$7.14M · loan HK$10.71M · min. income ≈ HK$103,836/mo (50% DSR)
Upfront cash ≈ HK$7.81M (deposit + AVD stamp duty HK$669,528 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,350
−HK$2,936/mo
▼ 0.25% · 3.875%
HK$55,807
−HK$1,479/mo
Today · 4.125%
HK$57,286
baseline
▲ 0.50% · 4.625%
HK$60,306
+HK$3,020/mo
Deposit HK$7.14M · loan HK$10.71M · min. income ≈ HK$114,572/mo (50% DSR)
Upfront cash ≈ HK$7.81M (deposit + AVD stamp duty HK$669,528 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,997
−HK$3,574/mo
▼ 0.25% · 3.875%
HK$58,769
−HK$1,802/mo
Today · 4.125%
HK$60,571
baseline
▲ 0.50% · 4.625%
HK$64,256
+HK$3,685/mo
Deposit HK$5.36M · loan HK$12.50M · min. income ≈ HK$121,142/mo (50% DSR)
Upfront cash ≈ HK$6.03M (deposit + AVD stamp duty HK$669,528 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,408
−HK$3,426/mo
▼ 0.25% · 3.875%
HK$65,109
−HK$1,725/mo
Today · 4.125%
HK$66,834
baseline
▲ 0.50% · 4.625%
HK$70,357
+HK$3,523/mo
Deposit HK$5.36M · loan HK$12.50M · min. income ≈ HK$133,668/mo (50% DSR)
Upfront cash ≈ HK$6.03M (deposit + AVD stamp duty HK$669,528 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,281
−HK$4,596/mo
▼ 0.25% · 3.875%
HK$75,561
−HK$2,316/mo
Today · 4.125%
HK$77,877
baseline
▲ 0.50% · 4.625%
HK$82,615
+HK$4,738/mo
Deposit HK$1.79M · loan HK$16.07M · min. income ≈ HK$155,754/mo (50% DSR)
Upfront cash ≈ HK$2.45M (deposit + AVD stamp duty HK$669,528 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,525
−HK$4,404/mo
▼ 0.25% · 3.875%
HK$83,711
−HK$2,218/mo
Today · 4.125%
HK$85,929
baseline
▲ 0.50% · 4.625%
HK$90,459
+HK$4,530/mo
Deposit HK$1.79M · loan HK$16.07M · min. income ≈ HK$171,858/mo (50% DSR)
Upfront cash ≈ HK$2.45M (deposit + AVD stamp duty HK$669,528 · Scale 2, in force from 26 Feb 2026)