LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,712
−HK$2,553/mo
▼ 0.25% · 3.875%
HK$41,979
−HK$1,286/mo
Today · 4.125%
HK$43,265
baseline
▲ 0.50% · 4.625%
HK$45,898
+HK$2,633/mo
Deposit HK$8.93M · loan HK$8.93M · min. income ≈ HK$86,530/mo (50% DSR)
Upfront cash ≈ HK$9.60M (deposit + AVD stamp duty HK$669,538 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,292
−HK$2,447/mo
▼ 0.25% · 3.875%
HK$46,507
−HK$1,232/mo
Today · 4.125%
HK$47,739
baseline
▲ 0.50% · 4.625%
HK$50,256
+HK$2,517/mo
Deposit HK$8.93M · loan HK$8.93M · min. income ≈ HK$95,478/mo (50% DSR)
Upfront cash ≈ HK$9.60M (deposit + AVD stamp duty HK$669,538 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,855
−HK$3,064/mo
▼ 0.25% · 3.875%
HK$50,375
−HK$1,544/mo
Today · 4.125%
HK$51,919
baseline
▲ 0.50% · 4.625%
HK$55,078
+HK$3,159/mo
Deposit HK$7.14M · loan HK$10.71M · min. income ≈ HK$103,838/mo (50% DSR)
Upfront cash ≈ HK$7.81M (deposit + AVD stamp duty HK$669,538 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,351
−HK$2,936/mo
▼ 0.25% · 3.875%
HK$55,808
−HK$1,479/mo
Today · 4.125%
HK$57,287
baseline
▲ 0.50% · 4.625%
HK$60,307
+HK$3,020/mo
Deposit HK$7.14M · loan HK$10.71M · min. income ≈ HK$114,574/mo (50% DSR)
Upfront cash ≈ HK$7.81M (deposit + AVD stamp duty HK$669,538 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,997
−HK$3,575/mo
▼ 0.25% · 3.875%
HK$58,770
−HK$1,802/mo
Today · 4.125%
HK$60,572
baseline
▲ 0.50% · 4.625%
HK$64,257
+HK$3,685/mo
Deposit HK$5.36M · loan HK$12.50M · min. income ≈ HK$121,144/mo (50% DSR)
Upfront cash ≈ HK$6.03M (deposit + AVD stamp duty HK$669,538 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,409
−HK$3,426/mo
▼ 0.25% · 3.875%
HK$65,110
−HK$1,725/mo
Today · 4.125%
HK$66,835
baseline
▲ 0.50% · 4.625%
HK$70,358
+HK$3,523/mo
Deposit HK$5.36M · loan HK$12.50M · min. income ≈ HK$133,670/mo (50% DSR)
Upfront cash ≈ HK$6.03M (deposit + AVD stamp duty HK$669,538 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,282
−HK$4,596/mo
▼ 0.25% · 3.875%
HK$75,562
−HK$2,316/mo
Today · 4.125%
HK$77,878
baseline
▲ 0.50% · 4.625%
HK$82,617
+HK$4,739/mo
Deposit HK$1.79M · loan HK$16.07M · min. income ≈ HK$155,756/mo (50% DSR)
Upfront cash ≈ HK$2.45M (deposit + AVD stamp duty HK$669,538 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,526
−HK$4,405/mo
▼ 0.25% · 3.875%
HK$83,712
−HK$2,219/mo
Today · 4.125%
HK$85,931
baseline
▲ 0.50% · 4.625%
HK$90,460
+HK$4,529/mo
Deposit HK$1.79M · loan HK$16.07M · min. income ≈ HK$171,862/mo (50% DSR)
Upfront cash ≈ HK$2.45M (deposit + AVD stamp duty HK$669,538 · Scale 2, in force from 26 Feb 2026)