LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,714
−HK$2,553/mo
▼ 0.25% · 3.875%
HK$41,981
−HK$1,286/mo
Today · 4.125%
HK$43,267
baseline
▲ 0.50% · 4.625%
HK$45,900
+HK$2,633/mo
Deposit HK$8.93M · loan HK$8.93M · min. income ≈ HK$86,534/mo (50% DSR)
Upfront cash ≈ HK$9.60M (deposit + AVD stamp duty HK$669,565 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,294
−HK$2,447/mo
▼ 0.25% · 3.875%
HK$46,509
−HK$1,232/mo
Today · 4.125%
HK$47,741
baseline
▲ 0.50% · 4.625%
HK$50,258
+HK$2,517/mo
Deposit HK$8.93M · loan HK$8.93M · min. income ≈ HK$95,482/mo (50% DSR)
Upfront cash ≈ HK$9.60M (deposit + AVD stamp duty HK$669,565 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,857
−HK$3,064/mo
▼ 0.25% · 3.875%
HK$50,377
−HK$1,544/mo
Today · 4.125%
HK$51,921
baseline
▲ 0.50% · 4.625%
HK$55,080
+HK$3,159/mo
Deposit HK$7.14M · loan HK$10.71M · min. income ≈ HK$103,842/mo (50% DSR)
Upfront cash ≈ HK$7.81M (deposit + AVD stamp duty HK$669,565 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,353
−HK$2,936/mo
▼ 0.25% · 3.875%
HK$55,811
−HK$1,478/mo
Today · 4.125%
HK$57,289
baseline
▲ 0.50% · 4.625%
HK$60,309
+HK$3,020/mo
Deposit HK$7.14M · loan HK$10.71M · min. income ≈ HK$114,578/mo (50% DSR)
Upfront cash ≈ HK$7.81M (deposit + AVD stamp duty HK$669,565 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,000
−HK$3,574/mo
▼ 0.25% · 3.875%
HK$58,773
−HK$1,801/mo
Today · 4.125%
HK$60,574
baseline
▲ 0.50% · 4.625%
HK$64,260
+HK$3,686/mo
Deposit HK$5.36M · loan HK$12.50M · min. income ≈ HK$121,148/mo (50% DSR)
Upfront cash ≈ HK$6.03M (deposit + AVD stamp duty HK$669,565 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,412
−HK$3,426/mo
▼ 0.25% · 3.875%
HK$65,112
−HK$1,726/mo
Today · 4.125%
HK$66,838
baseline
▲ 0.50% · 4.625%
HK$70,361
+HK$3,523/mo
Deposit HK$5.36M · loan HK$12.50M · min. income ≈ HK$133,676/mo (50% DSR)
Upfront cash ≈ HK$6.03M (deposit + AVD stamp duty HK$669,565 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,285
−HK$4,596/mo
▼ 0.25% · 3.875%
HK$75,565
−HK$2,316/mo
Today · 4.125%
HK$77,881
baseline
▲ 0.50% · 4.625%
HK$82,620
+HK$4,739/mo
Deposit HK$1.79M · loan HK$16.07M · min. income ≈ HK$155,762/mo (50% DSR)
Upfront cash ≈ HK$2.46M (deposit + AVD stamp duty HK$669,565 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,529
−HK$4,405/mo
▼ 0.25% · 3.875%
HK$83,716
−HK$2,218/mo
Today · 4.125%
HK$85,934
baseline
▲ 0.50% · 4.625%
HK$90,464
+HK$4,530/mo
Deposit HK$1.79M · loan HK$16.07M · min. income ≈ HK$171,868/mo (50% DSR)
Upfront cash ≈ HK$2.46M (deposit + AVD stamp duty HK$669,565 · Scale 2, in force from 26 Feb 2026)