LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,716
−HK$2,553/mo
▼ 0.25% · 3.875%
HK$41,982
−HK$1,287/mo
Today · 4.125%
HK$43,269
baseline
▲ 0.50% · 4.625%
HK$45,902
+HK$2,633/mo
Deposit HK$8.93M · loan HK$8.93M · min. income ≈ HK$86,538/mo (50% DSR)
Upfront cash ≈ HK$9.60M (deposit + AVD stamp duty HK$669,593 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,296
−HK$2,447/mo
▼ 0.25% · 3.875%
HK$46,511
−HK$1,232/mo
Today · 4.125%
HK$47,743
baseline
▲ 0.50% · 4.625%
HK$50,260
+HK$2,517/mo
Deposit HK$8.93M · loan HK$8.93M · min. income ≈ HK$95,486/mo (50% DSR)
Upfront cash ≈ HK$9.60M (deposit + AVD stamp duty HK$669,593 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,859
−HK$3,064/mo
▼ 0.25% · 3.875%
HK$50,379
−HK$1,544/mo
Today · 4.125%
HK$51,923
baseline
▲ 0.50% · 4.625%
HK$55,082
+HK$3,159/mo
Deposit HK$7.14M · loan HK$10.71M · min. income ≈ HK$103,846/mo (50% DSR)
Upfront cash ≈ HK$7.81M (deposit + AVD stamp duty HK$669,593 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,355
−HK$2,937/mo
▼ 0.25% · 3.875%
HK$55,813
−HK$1,479/mo
Today · 4.125%
HK$57,292
baseline
▲ 0.50% · 4.625%
HK$60,312
+HK$3,020/mo
Deposit HK$7.14M · loan HK$10.71M · min. income ≈ HK$114,584/mo (50% DSR)
Upfront cash ≈ HK$7.81M (deposit + AVD stamp duty HK$669,593 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,002
−HK$3,575/mo
▼ 0.25% · 3.875%
HK$58,775
−HK$1,802/mo
Today · 4.125%
HK$60,577
baseline
▲ 0.50% · 4.625%
HK$64,263
+HK$3,686/mo
Deposit HK$5.36M · loan HK$12.50M · min. income ≈ HK$121,154/mo (50% DSR)
Upfront cash ≈ HK$6.03M (deposit + AVD stamp duty HK$669,593 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,414
−HK$3,426/mo
▼ 0.25% · 3.875%
HK$65,115
−HK$1,725/mo
Today · 4.125%
HK$66,840
baseline
▲ 0.50% · 4.625%
HK$70,364
+HK$3,524/mo
Deposit HK$5.36M · loan HK$12.50M · min. income ≈ HK$133,680/mo (50% DSR)
Upfront cash ≈ HK$6.03M (deposit + AVD stamp duty HK$669,593 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,288
−HK$4,596/mo
▼ 0.25% · 3.875%
HK$75,568
−HK$2,316/mo
Today · 4.125%
HK$77,884
baseline
▲ 0.50% · 4.625%
HK$82,623
+HK$4,739/mo
Deposit HK$1.79M · loan HK$16.07M · min. income ≈ HK$155,768/mo (50% DSR)
Upfront cash ≈ HK$2.46M (deposit + AVD stamp duty HK$669,593 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,533
−HK$4,405/mo
▼ 0.25% · 3.875%
HK$83,719
−HK$2,219/mo
Today · 4.125%
HK$85,938
baseline
▲ 0.50% · 4.625%
HK$90,468
+HK$4,530/mo
Deposit HK$1.79M · loan HK$16.07M · min. income ≈ HK$171,876/mo (50% DSR)
Upfront cash ≈ HK$2.46M (deposit + AVD stamp duty HK$669,593 · Scale 2, in force from 26 Feb 2026)