LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,717
−HK$2,553/mo
▼ 0.25% · 3.875%
HK$41,983
−HK$1,287/mo
Today · 4.125%
HK$43,270
baseline
▲ 0.50% · 4.625%
HK$45,903
+HK$2,633/mo
Deposit HK$8.93M · loan HK$8.93M · min. income ≈ HK$86,540/mo (50% DSR)
Upfront cash ≈ HK$9.60M (deposit + AVD stamp duty HK$669,606 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,297
−HK$2,447/mo
▼ 0.25% · 3.875%
HK$46,512
−HK$1,232/mo
Today · 4.125%
HK$47,744
baseline
▲ 0.50% · 4.625%
HK$50,261
+HK$2,517/mo
Deposit HK$8.93M · loan HK$8.93M · min. income ≈ HK$95,488/mo (50% DSR)
Upfront cash ≈ HK$9.60M (deposit + AVD stamp duty HK$669,606 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,860
−HK$3,064/mo
▼ 0.25% · 3.875%
HK$50,380
−HK$1,544/mo
Today · 4.125%
HK$51,924
baseline
▲ 0.50% · 4.625%
HK$55,083
+HK$3,159/mo
Deposit HK$7.14M · loan HK$10.71M · min. income ≈ HK$103,848/mo (50% DSR)
Upfront cash ≈ HK$7.81M (deposit + AVD stamp duty HK$669,606 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,356
−HK$2,937/mo
▼ 0.25% · 3.875%
HK$55,814
−HK$1,479/mo
Today · 4.125%
HK$57,293
baseline
▲ 0.50% · 4.625%
HK$60,313
+HK$3,020/mo
Deposit HK$7.14M · loan HK$10.71M · min. income ≈ HK$114,586/mo (50% DSR)
Upfront cash ≈ HK$7.81M (deposit + AVD stamp duty HK$669,606 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,003
−HK$3,575/mo
▼ 0.25% · 3.875%
HK$58,776
−HK$1,802/mo
Today · 4.125%
HK$60,578
baseline
▲ 0.50% · 4.625%
HK$64,264
+HK$3,686/mo
Deposit HK$5.36M · loan HK$12.50M · min. income ≈ HK$121,156/mo (50% DSR)
Upfront cash ≈ HK$6.03M (deposit + AVD stamp duty HK$669,606 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,416
−HK$3,426/mo
▼ 0.25% · 3.875%
HK$65,116
−HK$1,726/mo
Today · 4.125%
HK$66,842
baseline
▲ 0.50% · 4.625%
HK$70,365
+HK$3,523/mo
Deposit HK$5.36M · loan HK$12.50M · min. income ≈ HK$133,684/mo (50% DSR)
Upfront cash ≈ HK$6.03M (deposit + AVD stamp duty HK$669,606 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,290
−HK$4,596/mo
▼ 0.25% · 3.875%
HK$75,570
−HK$2,316/mo
Today · 4.125%
HK$77,886
baseline
▲ 0.50% · 4.625%
HK$82,625
+HK$4,739/mo
Deposit HK$1.79M · loan HK$16.07M · min. income ≈ HK$155,772/mo (50% DSR)
Upfront cash ≈ HK$2.46M (deposit + AVD stamp duty HK$669,606 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,534
−HK$4,405/mo
▼ 0.25% · 3.875%
HK$83,721
−HK$2,218/mo
Today · 4.125%
HK$85,939
baseline
▲ 0.50% · 4.625%
HK$90,469
+HK$4,530/mo
Deposit HK$1.79M · loan HK$16.07M · min. income ≈ HK$171,878/mo (50% DSR)
Upfront cash ≈ HK$2.46M (deposit + AVD stamp duty HK$669,606 · Scale 2, in force from 26 Feb 2026)