LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,718
−HK$2,553/mo
▼ 0.25% · 3.875%
HK$41,984
−HK$1,287/mo
Today · 4.125%
HK$43,271
baseline
▲ 0.50% · 4.625%
HK$45,904
+HK$2,633/mo
Deposit HK$8.93M · loan HK$8.93M · min. income ≈ HK$86,542/mo (50% DSR)
Upfront cash ≈ HK$9.60M (deposit + AVD stamp duty HK$669,622 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,298
−HK$2,447/mo
▼ 0.25% · 3.875%
HK$46,513
−HK$1,232/mo
Today · 4.125%
HK$47,745
baseline
▲ 0.50% · 4.625%
HK$50,262
+HK$2,517/mo
Deposit HK$8.93M · loan HK$8.93M · min. income ≈ HK$95,490/mo (50% DSR)
Upfront cash ≈ HK$9.60M (deposit + AVD stamp duty HK$669,622 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,861
−HK$3,064/mo
▼ 0.25% · 3.875%
HK$50,381
−HK$1,544/mo
Today · 4.125%
HK$51,925
baseline
▲ 0.50% · 4.625%
HK$55,085
+HK$3,160/mo
Deposit HK$7.14M · loan HK$10.71M · min. income ≈ HK$103,850/mo (50% DSR)
Upfront cash ≈ HK$7.81M (deposit + AVD stamp duty HK$669,622 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,357
−HK$2,937/mo
▼ 0.25% · 3.875%
HK$55,815
−HK$1,479/mo
Today · 4.125%
HK$57,294
baseline
▲ 0.50% · 4.625%
HK$60,314
+HK$3,020/mo
Deposit HK$7.14M · loan HK$10.71M · min. income ≈ HK$114,588/mo (50% DSR)
Upfront cash ≈ HK$7.81M (deposit + AVD stamp duty HK$669,622 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,005
−HK$3,574/mo
▼ 0.25% · 3.875%
HK$58,778
−HK$1,801/mo
Today · 4.125%
HK$60,579
baseline
▲ 0.50% · 4.625%
HK$64,265
+HK$3,686/mo
Deposit HK$5.36M · loan HK$12.50M · min. income ≈ HK$121,158/mo (50% DSR)
Upfront cash ≈ HK$6.03M (deposit + AVD stamp duty HK$669,622 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,417
−HK$3,426/mo
▼ 0.25% · 3.875%
HK$65,118
−HK$1,725/mo
Today · 4.125%
HK$66,843
baseline
▲ 0.50% · 4.625%
HK$70,367
+HK$3,524/mo
Deposit HK$5.36M · loan HK$12.50M · min. income ≈ HK$133,686/mo (50% DSR)
Upfront cash ≈ HK$6.03M (deposit + AVD stamp duty HK$669,622 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,292
−HK$4,596/mo
▼ 0.25% · 3.875%
HK$75,571
−HK$2,317/mo
Today · 4.125%
HK$77,888
baseline
▲ 0.50% · 4.625%
HK$82,627
+HK$4,739/mo
Deposit HK$1.79M · loan HK$16.07M · min. income ≈ HK$155,776/mo (50% DSR)
Upfront cash ≈ HK$2.46M (deposit + AVD stamp duty HK$669,622 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,536
−HK$4,405/mo
▼ 0.25% · 3.875%
HK$83,723
−HK$2,218/mo
Today · 4.125%
HK$85,941
baseline
▲ 0.50% · 4.625%
HK$90,471
+HK$4,530/mo
Deposit HK$1.79M · loan HK$16.07M · min. income ≈ HK$171,882/mo (50% DSR)
Upfront cash ≈ HK$2.46M (deposit + AVD stamp duty HK$669,622 · Scale 2, in force from 26 Feb 2026)