LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,722
−HK$2,553/mo
▼ 0.25% · 3.875%
HK$41,988
−HK$1,287/mo
Today · 4.125%
HK$43,275
baseline
▲ 0.50% · 4.625%
HK$45,908
+HK$2,633/mo
Deposit HK$8.93M · loan HK$8.93M · min. income ≈ HK$86,550/mo (50% DSR)
Upfront cash ≈ HK$9.60M (deposit + AVD stamp duty HK$669,687 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,302
−HK$2,448/mo
▼ 0.25% · 3.875%
HK$46,517
−HK$1,233/mo
Today · 4.125%
HK$47,750
baseline
▲ 0.50% · 4.625%
HK$50,267
+HK$2,517/mo
Deposit HK$8.93M · loan HK$8.93M · min. income ≈ HK$95,500/mo (50% DSR)
Upfront cash ≈ HK$9.60M (deposit + AVD stamp duty HK$669,687 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,866
−HK$3,064/mo
▼ 0.25% · 3.875%
HK$50,386
−HK$1,544/mo
Today · 4.125%
HK$51,930
baseline
▲ 0.50% · 4.625%
HK$55,090
+HK$3,160/mo
Deposit HK$7.14M · loan HK$10.71M · min. income ≈ HK$103,860/mo (50% DSR)
Upfront cash ≈ HK$7.81M (deposit + AVD stamp duty HK$669,687 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,363
−HK$2,937/mo
▼ 0.25% · 3.875%
HK$55,821
−HK$1,479/mo
Today · 4.125%
HK$57,300
baseline
▲ 0.50% · 4.625%
HK$60,320
+HK$3,020/mo
Deposit HK$7.14M · loan HK$10.71M · min. income ≈ HK$114,600/mo (50% DSR)
Upfront cash ≈ HK$7.81M (deposit + AVD stamp duty HK$669,687 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,010
−HK$3,575/mo
▼ 0.25% · 3.875%
HK$58,783
−HK$1,802/mo
Today · 4.125%
HK$60,585
baseline
▲ 0.50% · 4.625%
HK$64,272
+HK$3,687/mo
Deposit HK$5.36M · loan HK$12.50M · min. income ≈ HK$121,170/mo (50% DSR)
Upfront cash ≈ HK$6.03M (deposit + AVD stamp duty HK$669,687 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,423
−HK$3,427/mo
▼ 0.25% · 3.875%
HK$65,124
−HK$1,726/mo
Today · 4.125%
HK$66,850
baseline
▲ 0.50% · 4.625%
HK$70,373
+HK$3,523/mo
Deposit HK$5.36M · loan HK$12.50M · min. income ≈ HK$133,700/mo (50% DSR)
Upfront cash ≈ HK$6.03M (deposit + AVD stamp duty HK$669,687 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,299
−HK$4,596/mo
▼ 0.25% · 3.875%
HK$75,579
−HK$2,316/mo
Today · 4.125%
HK$77,895
baseline
▲ 0.50% · 4.625%
HK$82,635
+HK$4,740/mo
Deposit HK$1.79M · loan HK$16.07M · min. income ≈ HK$155,790/mo (50% DSR)
Upfront cash ≈ HK$2.46M (deposit + AVD stamp duty HK$669,687 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,544
−HK$4,406/mo
▼ 0.25% · 3.875%
HK$83,731
−HK$2,219/mo
Today · 4.125%
HK$85,950
baseline
▲ 0.50% · 4.625%
HK$90,480
+HK$4,530/mo
Deposit HK$1.79M · loan HK$16.07M · min. income ≈ HK$171,900/mo (50% DSR)
Upfront cash ≈ HK$2.46M (deposit + AVD stamp duty HK$669,687 · Scale 2, in force from 26 Feb 2026)