LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,723
−HK$2,553/mo
▼ 0.25% · 3.875%
HK$41,990
−HK$1,286/mo
Today · 4.125%
HK$43,276
baseline
▲ 0.50% · 4.625%
HK$45,910
+HK$2,634/mo
Deposit HK$8.93M · loan HK$8.93M · min. income ≈ HK$86,552/mo (50% DSR)
Upfront cash ≈ HK$9.60M (deposit + AVD stamp duty HK$669,708 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,304
−HK$2,447/mo
▼ 0.25% · 3.875%
HK$46,519
−HK$1,232/mo
Today · 4.125%
HK$47,751
baseline
▲ 0.50% · 4.625%
HK$50,268
+HK$2,517/mo
Deposit HK$8.93M · loan HK$8.93M · min. income ≈ HK$95,502/mo (50% DSR)
Upfront cash ≈ HK$9.60M (deposit + AVD stamp duty HK$669,708 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,867
−HK$3,065/mo
▼ 0.25% · 3.875%
HK$50,387
−HK$1,545/mo
Today · 4.125%
HK$51,932
baseline
▲ 0.50% · 4.625%
HK$55,092
+HK$3,160/mo
Deposit HK$7.14M · loan HK$10.72M · min. income ≈ HK$103,864/mo (50% DSR)
Upfront cash ≈ HK$7.81M (deposit + AVD stamp duty HK$669,708 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,364
−HK$2,938/mo
▼ 0.25% · 3.875%
HK$55,822
−HK$1,480/mo
Today · 4.125%
HK$57,302
baseline
▲ 0.50% · 4.625%
HK$60,322
+HK$3,020/mo
Deposit HK$7.14M · loan HK$10.72M · min. income ≈ HK$114,604/mo (50% DSR)
Upfront cash ≈ HK$7.81M (deposit + AVD stamp duty HK$669,708 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,012
−HK$3,575/mo
▼ 0.25% · 3.875%
HK$58,785
−HK$1,802/mo
Today · 4.125%
HK$60,587
baseline
▲ 0.50% · 4.625%
HK$64,274
+HK$3,687/mo
Deposit HK$5.36M · loan HK$12.50M · min. income ≈ HK$121,174/mo (50% DSR)
Upfront cash ≈ HK$6.03M (deposit + AVD stamp duty HK$669,708 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,425
−HK$3,427/mo
▼ 0.25% · 3.875%
HK$65,126
−HK$1,726/mo
Today · 4.125%
HK$66,852
baseline
▲ 0.50% · 4.625%
HK$70,376
+HK$3,524/mo
Deposit HK$5.36M · loan HK$12.50M · min. income ≈ HK$133,704/mo (50% DSR)
Upfront cash ≈ HK$6.03M (deposit + AVD stamp duty HK$669,708 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,301
−HK$4,597/mo
▼ 0.25% · 3.875%
HK$75,581
−HK$2,317/mo
Today · 4.125%
HK$77,898
baseline
▲ 0.50% · 4.625%
HK$82,638
+HK$4,740/mo
Deposit HK$1.79M · loan HK$16.07M · min. income ≈ HK$155,796/mo (50% DSR)
Upfront cash ≈ HK$2.46M (deposit + AVD stamp duty HK$669,708 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,547
−HK$4,405/mo
▼ 0.25% · 3.875%
HK$83,734
−HK$2,218/mo
Today · 4.125%
HK$85,952
baseline
▲ 0.50% · 4.625%
HK$90,483
+HK$4,531/mo
Deposit HK$1.79M · loan HK$16.07M · min. income ≈ HK$171,904/mo (50% DSR)
Upfront cash ≈ HK$2.46M (deposit + AVD stamp duty HK$669,708 · Scale 2, in force from 26 Feb 2026)