LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,723
−HK$2,554/mo
▼ 0.25% · 3.875%
HK$41,990
−HK$1,287/mo
Today · 4.125%
HK$43,277
baseline
▲ 0.50% · 4.625%
HK$45,910
+HK$2,633/mo
Deposit HK$8.93M · loan HK$8.93M · min. income ≈ HK$86,554/mo (50% DSR)
Upfront cash ≈ HK$9.60M (deposit + AVD stamp duty HK$669,714 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,304
−HK$2,448/mo
▼ 0.25% · 3.875%
HK$46,519
−HK$1,233/mo
Today · 4.125%
HK$47,752
baseline
▲ 0.50% · 4.625%
HK$50,269
+HK$2,517/mo
Deposit HK$8.93M · loan HK$8.93M · min. income ≈ HK$95,504/mo (50% DSR)
Upfront cash ≈ HK$9.60M (deposit + AVD stamp duty HK$669,714 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,868
−HK$3,064/mo
▼ 0.25% · 3.875%
HK$50,388
−HK$1,544/mo
Today · 4.125%
HK$51,932
baseline
▲ 0.50% · 4.625%
HK$55,092
+HK$3,160/mo
Deposit HK$7.14M · loan HK$10.72M · min. income ≈ HK$103,864/mo (50% DSR)
Upfront cash ≈ HK$7.81M (deposit + AVD stamp duty HK$669,714 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,365
−HK$2,937/mo
▼ 0.25% · 3.875%
HK$55,823
−HK$1,479/mo
Today · 4.125%
HK$57,302
baseline
▲ 0.50% · 4.625%
HK$60,323
+HK$3,021/mo
Deposit HK$7.14M · loan HK$10.72M · min. income ≈ HK$114,604/mo (50% DSR)
Upfront cash ≈ HK$7.81M (deposit + AVD stamp duty HK$669,714 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,012
−HK$3,576/mo
▼ 0.25% · 3.875%
HK$58,786
−HK$1,802/mo
Today · 4.125%
HK$60,588
baseline
▲ 0.50% · 4.625%
HK$64,274
+HK$3,686/mo
Deposit HK$5.36M · loan HK$12.50M · min. income ≈ HK$121,176/mo (50% DSR)
Upfront cash ≈ HK$6.03M (deposit + AVD stamp duty HK$669,714 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,426
−HK$3,426/mo
▼ 0.25% · 3.875%
HK$65,127
−HK$1,725/mo
Today · 4.125%
HK$66,852
baseline
▲ 0.50% · 4.625%
HK$70,376
+HK$3,524/mo
Deposit HK$5.36M · loan HK$12.50M · min. income ≈ HK$133,704/mo (50% DSR)
Upfront cash ≈ HK$6.03M (deposit + AVD stamp duty HK$669,714 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,302
−HK$4,596/mo
▼ 0.25% · 3.875%
HK$75,582
−HK$2,316/mo
Today · 4.125%
HK$77,898
baseline
▲ 0.50% · 4.625%
HK$82,638
+HK$4,740/mo
Deposit HK$1.79M · loan HK$16.07M · min. income ≈ HK$155,796/mo (50% DSR)
Upfront cash ≈ HK$2.46M (deposit + AVD stamp duty HK$669,714 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,547
−HK$4,406/mo
▼ 0.25% · 3.875%
HK$83,734
−HK$2,219/mo
Today · 4.125%
HK$85,953
baseline
▲ 0.50% · 4.625%
HK$90,484
+HK$4,531/mo
Deposit HK$1.79M · loan HK$16.07M · min. income ≈ HK$171,906/mo (50% DSR)
Upfront cash ≈ HK$2.46M (deposit + AVD stamp duty HK$669,714 · Scale 2, in force from 26 Feb 2026)