LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,724
−HK$2,554/mo
▼ 0.25% · 3.875%
HK$41,991
−HK$1,287/mo
Today · 4.125%
HK$43,278
baseline
▲ 0.50% · 4.625%
HK$45,911
+HK$2,633/mo
Deposit HK$8.93M · loan HK$8.93M · min. income ≈ HK$86,556/mo (50% DSR)
Upfront cash ≈ HK$9.60M (deposit + AVD stamp duty HK$669,728 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,305
−HK$2,448/mo
▼ 0.25% · 3.875%
HK$46,520
−HK$1,233/mo
Today · 4.125%
HK$47,753
baseline
▲ 0.50% · 4.625%
HK$50,270
+HK$2,517/mo
Deposit HK$8.93M · loan HK$8.93M · min. income ≈ HK$95,506/mo (50% DSR)
Upfront cash ≈ HK$9.60M (deposit + AVD stamp duty HK$669,728 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,869
−HK$3,064/mo
▼ 0.25% · 3.875%
HK$50,389
−HK$1,544/mo
Today · 4.125%
HK$51,933
baseline
▲ 0.50% · 4.625%
HK$55,093
+HK$3,160/mo
Deposit HK$7.14M · loan HK$10.72M · min. income ≈ HK$103,866/mo (50% DSR)
Upfront cash ≈ HK$7.81M (deposit + AVD stamp duty HK$669,728 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,366
−HK$2,937/mo
▼ 0.25% · 3.875%
HK$55,824
−HK$1,479/mo
Today · 4.125%
HK$57,303
baseline
▲ 0.50% · 4.625%
HK$60,324
+HK$3,021/mo
Deposit HK$7.14M · loan HK$10.72M · min. income ≈ HK$114,606/mo (50% DSR)
Upfront cash ≈ HK$7.81M (deposit + AVD stamp duty HK$669,728 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,014
−HK$3,575/mo
▼ 0.25% · 3.875%
HK$58,787
−HK$1,802/mo
Today · 4.125%
HK$60,589
baseline
▲ 0.50% · 4.625%
HK$64,276
+HK$3,687/mo
Deposit HK$5.36M · loan HK$12.50M · min. income ≈ HK$121,178/mo (50% DSR)
Upfront cash ≈ HK$6.03M (deposit + AVD stamp duty HK$669,728 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,427
−HK$3,427/mo
▼ 0.25% · 3.875%
HK$65,128
−HK$1,726/mo
Today · 4.125%
HK$66,854
baseline
▲ 0.50% · 4.625%
HK$70,378
+HK$3,524/mo
Deposit HK$5.36M · loan HK$12.50M · min. income ≈ HK$133,708/mo (50% DSR)
Upfront cash ≈ HK$6.03M (deposit + AVD stamp duty HK$669,728 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,303
−HK$4,597/mo
▼ 0.25% · 3.875%
HK$75,583
−HK$2,317/mo
Today · 4.125%
HK$77,900
baseline
▲ 0.50% · 4.625%
HK$82,640
+HK$4,740/mo
Deposit HK$1.79M · loan HK$16.07M · min. income ≈ HK$155,800/mo (50% DSR)
Upfront cash ≈ HK$2.46M (deposit + AVD stamp duty HK$669,728 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,549
−HK$4,406/mo
▼ 0.25% · 3.875%
HK$83,736
−HK$2,219/mo
Today · 4.125%
HK$85,955
baseline
▲ 0.50% · 4.625%
HK$90,486
+HK$4,531/mo
Deposit HK$1.79M · loan HK$16.07M · min. income ≈ HK$171,910/mo (50% DSR)
Upfront cash ≈ HK$2.46M (deposit + AVD stamp duty HK$669,728 · Scale 2, in force from 26 Feb 2026)