LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,728
−HK$2,554/mo
▼ 0.25% · 3.875%
HK$41,995
−HK$1,287/mo
Today · 4.125%
HK$43,282
baseline
▲ 0.50% · 4.625%
HK$45,916
+HK$2,634/mo
Deposit HK$8.93M · loan HK$8.93M · min. income ≈ HK$86,564/mo (50% DSR)
Upfront cash ≈ HK$9.60M (deposit + AVD stamp duty HK$669,799 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,310
−HK$2,448/mo
▼ 0.25% · 3.875%
HK$46,525
−HK$1,233/mo
Today · 4.125%
HK$47,758
baseline
▲ 0.50% · 4.625%
HK$50,275
+HK$2,517/mo
Deposit HK$8.93M · loan HK$8.93M · min. income ≈ HK$95,516/mo (50% DSR)
Upfront cash ≈ HK$9.60M (deposit + AVD stamp duty HK$669,799 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,874
−HK$3,065/mo
▼ 0.25% · 3.875%
HK$50,394
−HK$1,545/mo
Today · 4.125%
HK$51,939
baseline
▲ 0.50% · 4.625%
HK$55,099
+HK$3,160/mo
Deposit HK$7.14M · loan HK$10.72M · min. income ≈ HK$103,878/mo (50% DSR)
Upfront cash ≈ HK$7.81M (deposit + AVD stamp duty HK$669,799 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,372
−HK$2,937/mo
▼ 0.25% · 3.875%
HK$55,830
−HK$1,479/mo
Today · 4.125%
HK$57,309
baseline
▲ 0.50% · 4.625%
HK$60,330
+HK$3,021/mo
Deposit HK$7.14M · loan HK$10.72M · min. income ≈ HK$114,618/mo (50% DSR)
Upfront cash ≈ HK$7.81M (deposit + AVD stamp duty HK$669,799 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,020
−HK$3,575/mo
▼ 0.25% · 3.875%
HK$58,793
−HK$1,802/mo
Today · 4.125%
HK$60,595
baseline
▲ 0.50% · 4.625%
HK$64,282
+HK$3,687/mo
Deposit HK$5.36M · loan HK$12.50M · min. income ≈ HK$121,190/mo (50% DSR)
Upfront cash ≈ HK$6.03M (deposit + AVD stamp duty HK$669,799 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,434
−HK$3,427/mo
▼ 0.25% · 3.875%
HK$65,135
−HK$1,726/mo
Today · 4.125%
HK$66,861
baseline
▲ 0.50% · 4.625%
HK$70,385
+HK$3,524/mo
Deposit HK$5.36M · loan HK$12.50M · min. income ≈ HK$133,722/mo (50% DSR)
Upfront cash ≈ HK$6.03M (deposit + AVD stamp duty HK$669,799 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,311
−HK$4,597/mo
▼ 0.25% · 3.875%
HK$75,591
−HK$2,317/mo
Today · 4.125%
HK$77,908
baseline
▲ 0.50% · 4.625%
HK$82,649
+HK$4,741/mo
Deposit HK$1.79M · loan HK$16.08M · min. income ≈ HK$155,816/mo (50% DSR)
Upfront cash ≈ HK$2.46M (deposit + AVD stamp duty HK$669,799 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,558
−HK$4,406/mo
▼ 0.25% · 3.875%
HK$83,745
−HK$2,219/mo
Today · 4.125%
HK$85,964
baseline
▲ 0.50% · 4.625%
HK$90,495
+HK$4,531/mo
Deposit HK$1.79M · loan HK$16.08M · min. income ≈ HK$171,928/mo (50% DSR)
Upfront cash ≈ HK$2.46M (deposit + AVD stamp duty HK$669,799 · Scale 2, in force from 26 Feb 2026)