LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,731
−HK$2,554/mo
▼ 0.25% · 3.875%
HK$41,998
−HK$1,287/mo
Today · 4.125%
HK$43,285
baseline
▲ 0.50% · 4.625%
HK$45,919
+HK$2,634/mo
Deposit HK$8.93M · loan HK$8.93M · min. income ≈ HK$86,570/mo (50% DSR)
Upfront cash ≈ HK$9.60M (deposit + AVD stamp duty HK$669,836 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,312
−HK$2,448/mo
▼ 0.25% · 3.875%
HK$46,528
−HK$1,232/mo
Today · 4.125%
HK$47,760
baseline
▲ 0.50% · 4.625%
HK$50,278
+HK$2,518/mo
Deposit HK$8.93M · loan HK$8.93M · min. income ≈ HK$95,520/mo (50% DSR)
Upfront cash ≈ HK$9.60M (deposit + AVD stamp duty HK$669,836 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,877
−HK$3,065/mo
▼ 0.25% · 3.875%
HK$50,397
−HK$1,545/mo
Today · 4.125%
HK$51,942
baseline
▲ 0.50% · 4.625%
HK$55,102
+HK$3,160/mo
Deposit HK$7.14M · loan HK$10.72M · min. income ≈ HK$103,884/mo (50% DSR)
Upfront cash ≈ HK$7.81M (deposit + AVD stamp duty HK$669,836 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,375
−HK$2,938/mo
▼ 0.25% · 3.875%
HK$55,833
−HK$1,480/mo
Today · 4.125%
HK$57,313
baseline
▲ 0.50% · 4.625%
HK$60,334
+HK$3,021/mo
Deposit HK$7.14M · loan HK$10.72M · min. income ≈ HK$114,626/mo (50% DSR)
Upfront cash ≈ HK$7.81M (deposit + AVD stamp duty HK$669,836 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,023
−HK$3,576/mo
▼ 0.25% · 3.875%
HK$58,797
−HK$1,802/mo
Today · 4.125%
HK$60,599
baseline
▲ 0.50% · 4.625%
HK$64,286
+HK$3,687/mo
Deposit HK$5.36M · loan HK$12.50M · min. income ≈ HK$121,198/mo (50% DSR)
Upfront cash ≈ HK$6.03M (deposit + AVD stamp duty HK$669,836 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,437
−HK$3,428/mo
▼ 0.25% · 3.875%
HK$65,139
−HK$1,726/mo
Today · 4.125%
HK$66,865
baseline
▲ 0.50% · 4.625%
HK$70,389
+HK$3,524/mo
Deposit HK$5.36M · loan HK$12.50M · min. income ≈ HK$133,730/mo (50% DSR)
Upfront cash ≈ HK$6.03M (deposit + AVD stamp duty HK$669,836 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,315
−HK$4,598/mo
▼ 0.25% · 3.875%
HK$75,596
−HK$2,317/mo
Today · 4.125%
HK$77,913
baseline
▲ 0.50% · 4.625%
HK$82,653
+HK$4,740/mo
Deposit HK$1.79M · loan HK$16.08M · min. income ≈ HK$155,826/mo (50% DSR)
Upfront cash ≈ HK$2.46M (deposit + AVD stamp duty HK$669,836 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,562
−HK$4,407/mo
▼ 0.25% · 3.875%
HK$83,750
−HK$2,219/mo
Today · 4.125%
HK$85,969
baseline
▲ 0.50% · 4.625%
HK$90,500
+HK$4,531/mo
Deposit HK$1.79M · loan HK$16.08M · min. income ≈ HK$171,938/mo (50% DSR)
Upfront cash ≈ HK$2.46M (deposit + AVD stamp duty HK$669,836 · Scale 2, in force from 26 Feb 2026)