LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,731
−HK$2,554/mo
▼ 0.25% · 3.875%
HK$41,998
−HK$1,287/mo
Today · 4.125%
HK$43,285
baseline
▲ 0.50% · 4.625%
HK$45,919
+HK$2,634/mo
Deposit HK$8.93M · loan HK$8.93M · min. income ≈ HK$86,570/mo (50% DSR)
Upfront cash ≈ HK$9.60M (deposit + AVD stamp duty HK$669,847 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,313
−HK$2,448/mo
▼ 0.25% · 3.875%
HK$46,528
−HK$1,233/mo
Today · 4.125%
HK$47,761
baseline
▲ 0.50% · 4.625%
HK$50,279
+HK$2,518/mo
Deposit HK$8.93M · loan HK$8.93M · min. income ≈ HK$95,522/mo (50% DSR)
Upfront cash ≈ HK$9.60M (deposit + AVD stamp duty HK$669,847 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,878
−HK$3,065/mo
▼ 0.25% · 3.875%
HK$50,398
−HK$1,545/mo
Today · 4.125%
HK$51,943
baseline
▲ 0.50% · 4.625%
HK$55,103
+HK$3,160/mo
Deposit HK$7.15M · loan HK$10.72M · min. income ≈ HK$103,886/mo (50% DSR)
Upfront cash ≈ HK$7.81M (deposit + AVD stamp duty HK$669,847 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,376
−HK$2,937/mo
▼ 0.25% · 3.875%
HK$55,834
−HK$1,479/mo
Today · 4.125%
HK$57,313
baseline
▲ 0.50% · 4.625%
HK$60,335
+HK$3,022/mo
Deposit HK$7.15M · loan HK$10.72M · min. income ≈ HK$114,626/mo (50% DSR)
Upfront cash ≈ HK$7.81M (deposit + AVD stamp duty HK$669,847 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,024
−HK$3,576/mo
▼ 0.25% · 3.875%
HK$58,798
−HK$1,802/mo
Today · 4.125%
HK$60,600
baseline
▲ 0.50% · 4.625%
HK$64,287
+HK$3,687/mo
Deposit HK$5.36M · loan HK$12.50M · min. income ≈ HK$121,200/mo (50% DSR)
Upfront cash ≈ HK$6.03M (deposit + AVD stamp duty HK$669,847 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,438
−HK$3,428/mo
▼ 0.25% · 3.875%
HK$65,140
−HK$1,726/mo
Today · 4.125%
HK$66,866
baseline
▲ 0.50% · 4.625%
HK$70,390
+HK$3,524/mo
Deposit HK$5.36M · loan HK$12.50M · min. income ≈ HK$133,732/mo (50% DSR)
Upfront cash ≈ HK$6.03M (deposit + AVD stamp duty HK$669,847 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,316
−HK$4,598/mo
▼ 0.25% · 3.875%
HK$75,597
−HK$2,317/mo
Today · 4.125%
HK$77,914
baseline
▲ 0.50% · 4.625%
HK$82,655
+HK$4,741/mo
Deposit HK$1.79M · loan HK$16.08M · min. income ≈ HK$155,828/mo (50% DSR)
Upfront cash ≈ HK$2.46M (deposit + AVD stamp duty HK$669,847 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,564
−HK$4,406/mo
▼ 0.25% · 3.875%
HK$83,751
−HK$2,219/mo
Today · 4.125%
HK$85,970
baseline
▲ 0.50% · 4.625%
HK$90,502
+HK$4,532/mo
Deposit HK$1.79M · loan HK$16.08M · min. income ≈ HK$171,940/mo (50% DSR)
Upfront cash ≈ HK$2.46M (deposit + AVD stamp duty HK$669,847 · Scale 2, in force from 26 Feb 2026)