LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,732
−HK$2,554/mo
▼ 0.25% · 3.875%
HK$41,999
−HK$1,287/mo
Today · 4.125%
HK$43,286
baseline
▲ 0.50% · 4.625%
HK$45,920
+HK$2,634/mo
Deposit HK$8.93M · loan HK$8.93M · min. income ≈ HK$86,572/mo (50% DSR)
Upfront cash ≈ HK$9.60M (deposit + AVD stamp duty HK$669,856 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,314
−HK$2,448/mo
▼ 0.25% · 3.875%
HK$46,529
−HK$1,233/mo
Today · 4.125%
HK$47,762
baseline
▲ 0.50% · 4.625%
HK$50,279
+HK$2,517/mo
Deposit HK$8.93M · loan HK$8.93M · min. income ≈ HK$95,524/mo (50% DSR)
Upfront cash ≈ HK$9.60M (deposit + AVD stamp duty HK$669,856 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,878
−HK$3,065/mo
▼ 0.25% · 3.875%
HK$50,399
−HK$1,544/mo
Today · 4.125%
HK$51,943
baseline
▲ 0.50% · 4.625%
HK$55,104
+HK$3,161/mo
Deposit HK$7.15M · loan HK$10.72M · min. income ≈ HK$103,886/mo (50% DSR)
Upfront cash ≈ HK$7.81M (deposit + AVD stamp duty HK$669,856 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,376
−HK$2,938/mo
▼ 0.25% · 3.875%
HK$55,835
−HK$1,479/mo
Today · 4.125%
HK$57,314
baseline
▲ 0.50% · 4.625%
HK$60,335
+HK$3,021/mo
Deposit HK$7.15M · loan HK$10.72M · min. income ≈ HK$114,628/mo (50% DSR)
Upfront cash ≈ HK$7.81M (deposit + AVD stamp duty HK$669,856 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,024
−HK$3,576/mo
▼ 0.25% · 3.875%
HK$58,798
−HK$1,802/mo
Today · 4.125%
HK$60,600
baseline
▲ 0.50% · 4.625%
HK$64,288
+HK$3,688/mo
Deposit HK$5.36M · loan HK$12.50M · min. income ≈ HK$121,200/mo (50% DSR)
Upfront cash ≈ HK$6.03M (deposit + AVD stamp duty HK$669,856 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,439
−HK$3,428/mo
▼ 0.25% · 3.875%
HK$65,141
−HK$1,726/mo
Today · 4.125%
HK$66,867
baseline
▲ 0.50% · 4.625%
HK$70,391
+HK$3,524/mo
Deposit HK$5.36M · loan HK$12.50M · min. income ≈ HK$133,734/mo (50% DSR)
Upfront cash ≈ HK$6.03M (deposit + AVD stamp duty HK$669,856 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,317
−HK$4,598/mo
▼ 0.25% · 3.875%
HK$75,598
−HK$2,317/mo
Today · 4.125%
HK$77,915
baseline
▲ 0.50% · 4.625%
HK$82,656
+HK$4,741/mo
Deposit HK$1.79M · loan HK$16.08M · min. income ≈ HK$155,830/mo (50% DSR)
Upfront cash ≈ HK$2.46M (deposit + AVD stamp duty HK$669,856 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,565
−HK$4,406/mo
▼ 0.25% · 3.875%
HK$83,752
−HK$2,219/mo
Today · 4.125%
HK$85,971
baseline
▲ 0.50% · 4.625%
HK$90,503
+HK$4,532/mo
Deposit HK$1.79M · loan HK$16.08M · min. income ≈ HK$171,942/mo (50% DSR)
Upfront cash ≈ HK$2.46M (deposit + AVD stamp duty HK$669,856 · Scale 2, in force from 26 Feb 2026)