LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,733
−HK$2,555/mo
▼ 0.25% · 3.875%
HK$42,000
−HK$1,288/mo
Today · 4.125%
HK$43,288
baseline
▲ 0.50% · 4.625%
HK$45,922
+HK$2,634/mo
Deposit HK$8.93M · loan HK$8.93M · min. income ≈ HK$86,576/mo (50% DSR)
Upfront cash ≈ HK$9.60M (deposit + AVD stamp duty HK$669,882 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,315
−HK$2,449/mo
▼ 0.25% · 3.875%
HK$46,531
−HK$1,233/mo
Today · 4.125%
HK$47,764
baseline
▲ 0.50% · 4.625%
HK$50,281
+HK$2,517/mo
Deposit HK$8.93M · loan HK$8.93M · min. income ≈ HK$95,528/mo (50% DSR)
Upfront cash ≈ HK$9.60M (deposit + AVD stamp duty HK$669,882 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,880
−HK$3,065/mo
▼ 0.25% · 3.875%
HK$50,401
−HK$1,544/mo
Today · 4.125%
HK$51,945
baseline
▲ 0.50% · 4.625%
HK$55,106
+HK$3,161/mo
Deposit HK$7.15M · loan HK$10.72M · min. income ≈ HK$103,890/mo (50% DSR)
Upfront cash ≈ HK$7.82M (deposit + AVD stamp duty HK$669,882 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,379
−HK$2,937/mo
▼ 0.25% · 3.875%
HK$55,837
−HK$1,479/mo
Today · 4.125%
HK$57,316
baseline
▲ 0.50% · 4.625%
HK$60,338
+HK$3,022/mo
Deposit HK$7.15M · loan HK$10.72M · min. income ≈ HK$114,632/mo (50% DSR)
Upfront cash ≈ HK$7.82M (deposit + AVD stamp duty HK$669,882 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,027
−HK$3,576/mo
▼ 0.25% · 3.875%
HK$58,801
−HK$1,802/mo
Today · 4.125%
HK$60,603
baseline
▲ 0.50% · 4.625%
HK$64,290
+HK$3,687/mo
Deposit HK$5.36M · loan HK$12.50M · min. income ≈ HK$121,206/mo (50% DSR)
Upfront cash ≈ HK$6.03M (deposit + AVD stamp duty HK$669,882 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,442
−HK$3,427/mo
▼ 0.25% · 3.875%
HK$65,143
−HK$1,726/mo
Today · 4.125%
HK$66,869
baseline
▲ 0.50% · 4.625%
HK$70,394
+HK$3,525/mo
Deposit HK$5.36M · loan HK$12.50M · min. income ≈ HK$133,738/mo (50% DSR)
Upfront cash ≈ HK$6.03M (deposit + AVD stamp duty HK$669,882 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,320
−HK$4,598/mo
▼ 0.25% · 3.875%
HK$75,601
−HK$2,317/mo
Today · 4.125%
HK$77,918
baseline
▲ 0.50% · 4.625%
HK$82,659
+HK$4,741/mo
Deposit HK$1.79M · loan HK$16.08M · min. income ≈ HK$155,836/mo (50% DSR)
Upfront cash ≈ HK$2.46M (deposit + AVD stamp duty HK$669,882 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,568
−HK$4,407/mo
▼ 0.25% · 3.875%
HK$83,755
−HK$2,220/mo
Today · 4.125%
HK$85,975
baseline
▲ 0.50% · 4.625%
HK$90,507
+HK$4,532/mo
Deposit HK$1.79M · loan HK$16.08M · min. income ≈ HK$171,950/mo (50% DSR)
Upfront cash ≈ HK$2.46M (deposit + AVD stamp duty HK$669,882 · Scale 2, in force from 26 Feb 2026)