LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,735
−HK$2,554/mo
▼ 0.25% · 3.875%
HK$42,002
−HK$1,287/mo
Today · 4.125%
HK$43,289
baseline
▲ 0.50% · 4.625%
HK$45,923
+HK$2,634/mo
Deposit HK$8.93M · loan HK$8.93M · min. income ≈ HK$86,578/mo (50% DSR)
Upfront cash ≈ HK$9.60M (deposit + AVD stamp duty HK$669,903 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,317
−HK$2,448/mo
▼ 0.25% · 3.875%
HK$46,532
−HK$1,233/mo
Today · 4.125%
HK$47,765
baseline
▲ 0.50% · 4.625%
HK$50,283
+HK$2,518/mo
Deposit HK$8.93M · loan HK$8.93M · min. income ≈ HK$95,530/mo (50% DSR)
Upfront cash ≈ HK$9.60M (deposit + AVD stamp duty HK$669,903 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,882
−HK$3,065/mo
▼ 0.25% · 3.875%
HK$50,402
−HK$1,545/mo
Today · 4.125%
HK$51,947
baseline
▲ 0.50% · 4.625%
HK$55,108
+HK$3,161/mo
Deposit HK$7.15M · loan HK$10.72M · min. income ≈ HK$103,894/mo (50% DSR)
Upfront cash ≈ HK$7.82M (deposit + AVD stamp duty HK$669,903 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,380
−HK$2,938/mo
▼ 0.25% · 3.875%
HK$55,839
−HK$1,479/mo
Today · 4.125%
HK$57,318
baseline
▲ 0.50% · 4.625%
HK$60,340
+HK$3,022/mo
Deposit HK$7.15M · loan HK$10.72M · min. income ≈ HK$114,636/mo (50% DSR)
Upfront cash ≈ HK$7.82M (deposit + AVD stamp duty HK$669,903 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,029
−HK$3,576/mo
▼ 0.25% · 3.875%
HK$58,802
−HK$1,803/mo
Today · 4.125%
HK$60,605
baseline
▲ 0.50% · 4.625%
HK$64,292
+HK$3,687/mo
Deposit HK$5.36M · loan HK$12.50M · min. income ≈ HK$121,210/mo (50% DSR)
Upfront cash ≈ HK$6.03M (deposit + AVD stamp duty HK$669,903 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,444
−HK$3,427/mo
▼ 0.25% · 3.875%
HK$65,145
−HK$1,726/mo
Today · 4.125%
HK$66,871
baseline
▲ 0.50% · 4.625%
HK$70,396
+HK$3,525/mo
Deposit HK$5.36M · loan HK$12.50M · min. income ≈ HK$133,742/mo (50% DSR)
Upfront cash ≈ HK$6.03M (deposit + AVD stamp duty HK$669,903 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,322
−HK$4,598/mo
▼ 0.25% · 3.875%
HK$75,603
−HK$2,317/mo
Today · 4.125%
HK$77,920
baseline
▲ 0.50% · 4.625%
HK$82,662
+HK$4,742/mo
Deposit HK$1.79M · loan HK$16.08M · min. income ≈ HK$155,840/mo (50% DSR)
Upfront cash ≈ HK$2.46M (deposit + AVD stamp duty HK$669,903 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,570
−HK$4,407/mo
▼ 0.25% · 3.875%
HK$83,758
−HK$2,219/mo
Today · 4.125%
HK$85,977
baseline
▲ 0.50% · 4.625%
HK$90,509
+HK$4,532/mo
Deposit HK$1.79M · loan HK$16.08M · min. income ≈ HK$171,954/mo (50% DSR)
Upfront cash ≈ HK$2.46M (deposit + AVD stamp duty HK$669,903 · Scale 2, in force from 26 Feb 2026)