LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,737
−HK$2,555/mo
▼ 0.25% · 3.875%
HK$42,005
−HK$1,287/mo
Today · 4.125%
HK$43,292
baseline
▲ 0.50% · 4.625%
HK$45,926
+HK$2,634/mo
Deposit HK$8.93M · loan HK$8.93M · min. income ≈ HK$86,584/mo (50% DSR)
Upfront cash ≈ HK$9.60M (deposit + AVD stamp duty HK$669,949 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,320
−HK$2,449/mo
▼ 0.25% · 3.875%
HK$46,535
−HK$1,234/mo
Today · 4.125%
HK$47,769
baseline
▲ 0.50% · 4.625%
HK$50,286
+HK$2,517/mo
Deposit HK$8.93M · loan HK$8.93M · min. income ≈ HK$95,538/mo (50% DSR)
Upfront cash ≈ HK$9.60M (deposit + AVD stamp duty HK$669,949 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,885
−HK$3,065/mo
▼ 0.25% · 3.875%
HK$50,406
−HK$1,544/mo
Today · 4.125%
HK$51,950
baseline
▲ 0.50% · 4.625%
HK$55,112
+HK$3,162/mo
Deposit HK$7.15M · loan HK$10.72M · min. income ≈ HK$103,900/mo (50% DSR)
Upfront cash ≈ HK$7.82M (deposit + AVD stamp duty HK$669,949 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,384
−HK$2,938/mo
▼ 0.25% · 3.875%
HK$55,843
−HK$1,479/mo
Today · 4.125%
HK$57,322
baseline
▲ 0.50% · 4.625%
HK$60,344
+HK$3,022/mo
Deposit HK$7.15M · loan HK$10.72M · min. income ≈ HK$114,644/mo (50% DSR)
Upfront cash ≈ HK$7.82M (deposit + AVD stamp duty HK$669,949 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,032
−HK$3,577/mo
▼ 0.25% · 3.875%
HK$58,806
−HK$1,803/mo
Today · 4.125%
HK$60,609
baseline
▲ 0.50% · 4.625%
HK$64,297
+HK$3,688/mo
Deposit HK$5.36M · loan HK$12.51M · min. income ≈ HK$121,218/mo (50% DSR)
Upfront cash ≈ HK$6.03M (deposit + AVD stamp duty HK$669,949 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,448
−HK$3,428/mo
▼ 0.25% · 3.875%
HK$65,150
−HK$1,726/mo
Today · 4.125%
HK$66,876
baseline
▲ 0.50% · 4.625%
HK$70,401
+HK$3,525/mo
Deposit HK$5.36M · loan HK$12.51M · min. income ≈ HK$133,752/mo (50% DSR)
Upfront cash ≈ HK$6.03M (deposit + AVD stamp duty HK$669,949 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,327
−HK$4,599/mo
▼ 0.25% · 3.875%
HK$75,608
−HK$2,318/mo
Today · 4.125%
HK$77,926
baseline
▲ 0.50% · 4.625%
HK$82,667
+HK$4,741/mo
Deposit HK$1.79M · loan HK$16.08M · min. income ≈ HK$155,852/mo (50% DSR)
Upfront cash ≈ HK$2.46M (deposit + AVD stamp duty HK$669,949 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,576
−HK$4,407/mo
▼ 0.25% · 3.875%
HK$83,764
−HK$2,219/mo
Today · 4.125%
HK$85,983
baseline
▲ 0.50% · 4.625%
HK$90,516
+HK$4,533/mo
Deposit HK$1.79M · loan HK$16.08M · min. income ≈ HK$171,966/mo (50% DSR)
Upfront cash ≈ HK$2.46M (deposit + AVD stamp duty HK$669,949 · Scale 2, in force from 26 Feb 2026)