LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,738
−HK$2,554/mo
▼ 0.25% · 3.875%
HK$42,005
−HK$1,287/mo
Today · 4.125%
HK$43,292
baseline
▲ 0.50% · 4.625%
HK$45,926
+HK$2,634/mo
Deposit HK$8.93M · loan HK$8.93M · min. income ≈ HK$86,584/mo (50% DSR)
Upfront cash ≈ HK$9.60M (deposit + AVD stamp duty HK$669,951 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,320
−HK$2,449/mo
▼ 0.25% · 3.875%
HK$46,536
−HK$1,233/mo
Today · 4.125%
HK$47,769
baseline
▲ 0.50% · 4.625%
HK$50,287
+HK$2,518/mo
Deposit HK$8.93M · loan HK$8.93M · min. income ≈ HK$95,538/mo (50% DSR)
Upfront cash ≈ HK$9.60M (deposit + AVD stamp duty HK$669,951 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,885
−HK$3,066/mo
▼ 0.25% · 3.875%
HK$50,406
−HK$1,545/mo
Today · 4.125%
HK$51,951
baseline
▲ 0.50% · 4.625%
HK$55,112
+HK$3,161/mo
Deposit HK$7.15M · loan HK$10.72M · min. income ≈ HK$103,902/mo (50% DSR)
Upfront cash ≈ HK$7.82M (deposit + AVD stamp duty HK$669,951 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,384
−HK$2,938/mo
▼ 0.25% · 3.875%
HK$55,843
−HK$1,479/mo
Today · 4.125%
HK$57,322
baseline
▲ 0.50% · 4.625%
HK$60,344
+HK$3,022/mo
Deposit HK$7.15M · loan HK$10.72M · min. income ≈ HK$114,644/mo (50% DSR)
Upfront cash ≈ HK$7.82M (deposit + AVD stamp duty HK$669,951 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,033
−HK$3,576/mo
▼ 0.25% · 3.875%
HK$58,807
−HK$1,802/mo
Today · 4.125%
HK$60,609
baseline
▲ 0.50% · 4.625%
HK$64,297
+HK$3,688/mo
Deposit HK$5.36M · loan HK$12.51M · min. income ≈ HK$121,218/mo (50% DSR)
Upfront cash ≈ HK$6.03M (deposit + AVD stamp duty HK$669,951 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,448
−HK$3,428/mo
▼ 0.25% · 3.875%
HK$65,150
−HK$1,726/mo
Today · 4.125%
HK$66,876
baseline
▲ 0.50% · 4.625%
HK$70,401
+HK$3,525/mo
Deposit HK$5.36M · loan HK$12.51M · min. income ≈ HK$133,752/mo (50% DSR)
Upfront cash ≈ HK$6.03M (deposit + AVD stamp duty HK$669,951 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,328
−HK$4,598/mo
▼ 0.25% · 3.875%
HK$75,609
−HK$2,317/mo
Today · 4.125%
HK$77,926
baseline
▲ 0.50% · 4.625%
HK$82,668
+HK$4,742/mo
Deposit HK$1.79M · loan HK$16.08M · min. income ≈ HK$155,852/mo (50% DSR)
Upfront cash ≈ HK$2.46M (deposit + AVD stamp duty HK$669,951 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,576
−HK$4,408/mo
▼ 0.25% · 3.875%
HK$83,764
−HK$2,220/mo
Today · 4.125%
HK$85,984
baseline
▲ 0.50% · 4.625%
HK$90,516
+HK$4,532/mo
Deposit HK$1.79M · loan HK$16.08M · min. income ≈ HK$171,968/mo (50% DSR)
Upfront cash ≈ HK$2.46M (deposit + AVD stamp duty HK$669,951 · Scale 2, in force from 26 Feb 2026)