LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,738
−HK$2,555/mo
▼ 0.25% · 3.875%
HK$42,006
−HK$1,287/mo
Today · 4.125%
HK$43,293
baseline
▲ 0.50% · 4.625%
HK$45,927
+HK$2,634/mo
Deposit HK$8.93M · loan HK$8.93M · min. income ≈ HK$86,586/mo (50% DSR)
Upfront cash ≈ HK$9.60M (deposit + AVD stamp duty HK$669,965 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,321
−HK$2,449/mo
▼ 0.25% · 3.875%
HK$46,537
−HK$1,233/mo
Today · 4.125%
HK$47,770
baseline
▲ 0.50% · 4.625%
HK$50,288
+HK$2,518/mo
Deposit HK$8.93M · loan HK$8.93M · min. income ≈ HK$95,540/mo (50% DSR)
Upfront cash ≈ HK$9.60M (deposit + AVD stamp duty HK$669,965 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,886
−HK$3,066/mo
▼ 0.25% · 3.875%
HK$50,407
−HK$1,545/mo
Today · 4.125%
HK$51,952
baseline
▲ 0.50% · 4.625%
HK$55,113
+HK$3,161/mo
Deposit HK$7.15M · loan HK$10.72M · min. income ≈ HK$103,904/mo (50% DSR)
Upfront cash ≈ HK$7.82M (deposit + AVD stamp duty HK$669,965 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,385
−HK$2,939/mo
▼ 0.25% · 3.875%
HK$55,844
−HK$1,480/mo
Today · 4.125%
HK$57,324
baseline
▲ 0.50% · 4.625%
HK$60,345
+HK$3,021/mo
Deposit HK$7.15M · loan HK$10.72M · min. income ≈ HK$114,648/mo (50% DSR)
Upfront cash ≈ HK$7.82M (deposit + AVD stamp duty HK$669,965 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,034
−HK$3,576/mo
▼ 0.25% · 3.875%
HK$58,808
−HK$1,802/mo
Today · 4.125%
HK$60,610
baseline
▲ 0.50% · 4.625%
HK$64,298
+HK$3,688/mo
Deposit HK$5.36M · loan HK$12.51M · min. income ≈ HK$121,220/mo (50% DSR)
Upfront cash ≈ HK$6.03M (deposit + AVD stamp duty HK$669,965 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,449
−HK$3,428/mo
▼ 0.25% · 3.875%
HK$65,151
−HK$1,726/mo
Today · 4.125%
HK$66,877
baseline
▲ 0.50% · 4.625%
HK$70,403
+HK$3,526/mo
Deposit HK$5.36M · loan HK$12.51M · min. income ≈ HK$133,754/mo (50% DSR)
Upfront cash ≈ HK$6.03M (deposit + AVD stamp duty HK$669,965 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,329
−HK$4,598/mo
▼ 0.25% · 3.875%
HK$75,610
−HK$2,317/mo
Today · 4.125%
HK$77,927
baseline
▲ 0.50% · 4.625%
HK$82,669
+HK$4,742/mo
Deposit HK$1.79M · loan HK$16.08M · min. income ≈ HK$155,854/mo (50% DSR)
Upfront cash ≈ HK$2.46M (deposit + AVD stamp duty HK$669,965 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,578
−HK$4,407/mo
▼ 0.25% · 3.875%
HK$83,766
−HK$2,219/mo
Today · 4.125%
HK$85,985
baseline
▲ 0.50% · 4.625%
HK$90,518
+HK$4,533/mo
Deposit HK$1.79M · loan HK$16.08M · min. income ≈ HK$171,970/mo (50% DSR)
Upfront cash ≈ HK$2.46M (deposit + AVD stamp duty HK$669,965 · Scale 2, in force from 26 Feb 2026)