LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,740
−HK$2,554/mo
▼ 0.25% · 3.875%
HK$42,007
−HK$1,287/mo
Today · 4.125%
HK$43,294
baseline
▲ 0.50% · 4.625%
HK$45,929
+HK$2,635/mo
Deposit HK$8.93M · loan HK$8.93M · min. income ≈ HK$86,588/mo (50% DSR)
Upfront cash ≈ HK$9.60M (deposit + AVD stamp duty HK$669,984 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,322
−HK$2,449/mo
▼ 0.25% · 3.875%
HK$46,538
−HK$1,233/mo
Today · 4.125%
HK$47,771
baseline
▲ 0.50% · 4.625%
HK$50,289
+HK$2,518/mo
Deposit HK$8.93M · loan HK$8.93M · min. income ≈ HK$95,542/mo (50% DSR)
Upfront cash ≈ HK$9.60M (deposit + AVD stamp duty HK$669,984 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,887
−HK$3,066/mo
▼ 0.25% · 3.875%
HK$50,408
−HK$1,545/mo
Today · 4.125%
HK$51,953
baseline
▲ 0.50% · 4.625%
HK$55,114
+HK$3,161/mo
Deposit HK$7.15M · loan HK$10.72M · min. income ≈ HK$103,906/mo (50% DSR)
Upfront cash ≈ HK$7.82M (deposit + AVD stamp duty HK$669,984 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,387
−HK$2,938/mo
▼ 0.25% · 3.875%
HK$55,845
−HK$1,480/mo
Today · 4.125%
HK$57,325
baseline
▲ 0.50% · 4.625%
HK$60,347
+HK$3,022/mo
Deposit HK$7.15M · loan HK$10.72M · min. income ≈ HK$114,650/mo (50% DSR)
Upfront cash ≈ HK$7.82M (deposit + AVD stamp duty HK$669,984 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,035
−HK$3,577/mo
▼ 0.25% · 3.875%
HK$58,810
−HK$1,802/mo
Today · 4.125%
HK$60,612
baseline
▲ 0.50% · 4.625%
HK$64,300
+HK$3,688/mo
Deposit HK$5.36M · loan HK$12.51M · min. income ≈ HK$121,224/mo (50% DSR)
Upfront cash ≈ HK$6.03M (deposit + AVD stamp duty HK$669,984 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,451
−HK$3,428/mo
▼ 0.25% · 3.875%
HK$65,153
−HK$1,726/mo
Today · 4.125%
HK$66,879
baseline
▲ 0.50% · 4.625%
HK$70,405
+HK$3,526/mo
Deposit HK$5.36M · loan HK$12.51M · min. income ≈ HK$133,758/mo (50% DSR)
Upfront cash ≈ HK$6.03M (deposit + AVD stamp duty HK$669,984 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,331
−HK$4,599/mo
▼ 0.25% · 3.875%
HK$75,612
−HK$2,318/mo
Today · 4.125%
HK$77,930
baseline
▲ 0.50% · 4.625%
HK$82,672
+HK$4,742/mo
Deposit HK$1.79M · loan HK$16.08M · min. income ≈ HK$155,860/mo (50% DSR)
Upfront cash ≈ HK$2.46M (deposit + AVD stamp duty HK$669,984 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,580
−HK$4,408/mo
▼ 0.25% · 3.875%
HK$83,768
−HK$2,220/mo
Today · 4.125%
HK$85,988
baseline
▲ 0.50% · 4.625%
HK$90,520
+HK$4,532/mo
Deposit HK$1.79M · loan HK$16.08M · min. income ≈ HK$171,976/mo (50% DSR)
Upfront cash ≈ HK$2.46M (deposit + AVD stamp duty HK$669,984 · Scale 2, in force from 26 Feb 2026)