LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,740
−HK$2,555/mo
▼ 0.25% · 3.875%
HK$42,008
−HK$1,287/mo
Today · 4.125%
HK$43,295
baseline
▲ 0.50% · 4.625%
HK$45,930
+HK$2,635/mo
Deposit HK$8.93M · loan HK$8.93M · min. income ≈ HK$86,590/mo (50% DSR)
Upfront cash ≈ HK$9.60M (deposit + AVD stamp duty HK$669,998 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,323
−HK$2,449/mo
▼ 0.25% · 3.875%
HK$46,539
−HK$1,233/mo
Today · 4.125%
HK$47,772
baseline
▲ 0.50% · 4.625%
HK$50,290
+HK$2,518/mo
Deposit HK$8.93M · loan HK$8.93M · min. income ≈ HK$95,544/mo (50% DSR)
Upfront cash ≈ HK$9.60M (deposit + AVD stamp duty HK$669,998 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,889
−HK$3,065/mo
▼ 0.25% · 3.875%
HK$50,409
−HK$1,545/mo
Today · 4.125%
HK$51,954
baseline
▲ 0.50% · 4.625%
HK$55,116
+HK$3,162/mo
Deposit HK$7.15M · loan HK$10.72M · min. income ≈ HK$103,908/mo (50% DSR)
Upfront cash ≈ HK$7.82M (deposit + AVD stamp duty HK$669,998 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,388
−HK$2,938/mo
▼ 0.25% · 3.875%
HK$55,847
−HK$1,479/mo
Today · 4.125%
HK$57,326
baseline
▲ 0.50% · 4.625%
HK$60,348
+HK$3,022/mo
Deposit HK$7.15M · loan HK$10.72M · min. income ≈ HK$114,652/mo (50% DSR)
Upfront cash ≈ HK$7.82M (deposit + AVD stamp duty HK$669,998 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,037
−HK$3,576/mo
▼ 0.25% · 3.875%
HK$58,811
−HK$1,802/mo
Today · 4.125%
HK$60,613
baseline
▲ 0.50% · 4.625%
HK$64,301
+HK$3,688/mo
Deposit HK$5.36M · loan HK$12.51M · min. income ≈ HK$121,226/mo (50% DSR)
Upfront cash ≈ HK$6.03M (deposit + AVD stamp duty HK$669,998 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,453
−HK$3,428/mo
▼ 0.25% · 3.875%
HK$65,154
−HK$1,727/mo
Today · 4.125%
HK$66,881
baseline
▲ 0.50% · 4.625%
HK$70,406
+HK$3,525/mo
Deposit HK$5.36M · loan HK$12.51M · min. income ≈ HK$133,762/mo (50% DSR)
Upfront cash ≈ HK$6.03M (deposit + AVD stamp duty HK$669,998 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,333
−HK$4,598/mo
▼ 0.25% · 3.875%
HK$75,614
−HK$2,317/mo
Today · 4.125%
HK$77,931
baseline
▲ 0.50% · 4.625%
HK$82,673
+HK$4,742/mo
Deposit HK$1.79M · loan HK$16.08M · min. income ≈ HK$155,862/mo (50% DSR)
Upfront cash ≈ HK$2.46M (deposit + AVD stamp duty HK$669,998 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,582
−HK$4,408/mo
▼ 0.25% · 3.875%
HK$83,770
−HK$2,220/mo
Today · 4.125%
HK$85,990
baseline
▲ 0.50% · 4.625%
HK$90,522
+HK$4,532/mo
Deposit HK$1.79M · loan HK$16.08M · min. income ≈ HK$171,980/mo (50% DSR)
Upfront cash ≈ HK$2.46M (deposit + AVD stamp duty HK$669,998 · Scale 2, in force from 26 Feb 2026)