LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,744
−HK$2,555/mo
▼ 0.25% · 3.875%
HK$42,012
−HK$1,287/mo
Today · 4.125%
HK$43,299
baseline
▲ 0.50% · 4.625%
HK$45,934
+HK$2,635/mo
Deposit HK$8.93M · loan HK$8.93M · min. income ≈ HK$86,598/mo (50% DSR)
Upfront cash ≈ HK$9.60M (deposit + AVD stamp duty HK$670,064 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,328
−HK$2,449/mo
▼ 0.25% · 3.875%
HK$46,543
−HK$1,234/mo
Today · 4.125%
HK$47,777
baseline
▲ 0.50% · 4.625%
HK$50,295
+HK$2,518/mo
Deposit HK$8.93M · loan HK$8.93M · min. income ≈ HK$95,554/mo (50% DSR)
Upfront cash ≈ HK$9.60M (deposit + AVD stamp duty HK$670,064 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,893
−HK$3,066/mo
▼ 0.25% · 3.875%
HK$50,414
−HK$1,545/mo
Today · 4.125%
HK$51,959
baseline
▲ 0.50% · 4.625%
HK$55,121
+HK$3,162/mo
Deposit HK$7.15M · loan HK$10.72M · min. income ≈ HK$103,918/mo (50% DSR)
Upfront cash ≈ HK$7.82M (deposit + AVD stamp duty HK$670,064 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,393
−HK$2,939/mo
▼ 0.25% · 3.875%
HK$55,852
−HK$1,480/mo
Today · 4.125%
HK$57,332
baseline
▲ 0.50% · 4.625%
HK$60,354
+HK$3,022/mo
Deposit HK$7.15M · loan HK$10.72M · min. income ≈ HK$114,664/mo (50% DSR)
Upfront cash ≈ HK$7.82M (deposit + AVD stamp duty HK$670,064 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,042
−HK$3,577/mo
▼ 0.25% · 3.875%
HK$58,817
−HK$1,802/mo
Today · 4.125%
HK$60,619
baseline
▲ 0.50% · 4.625%
HK$64,308
+HK$3,689/mo
Deposit HK$5.36M · loan HK$12.51M · min. income ≈ HK$121,238/mo (50% DSR)
Upfront cash ≈ HK$6.03M (deposit + AVD stamp duty HK$670,064 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,459
−HK$3,428/mo
▼ 0.25% · 3.875%
HK$65,161
−HK$1,726/mo
Today · 4.125%
HK$66,887
baseline
▲ 0.50% · 4.625%
HK$70,413
+HK$3,526/mo
Deposit HK$5.36M · loan HK$12.51M · min. income ≈ HK$133,774/mo (50% DSR)
Upfront cash ≈ HK$6.03M (deposit + AVD stamp duty HK$670,064 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,340
−HK$4,599/mo
▼ 0.25% · 3.875%
HK$75,621
−HK$2,318/mo
Today · 4.125%
HK$77,939
baseline
▲ 0.50% · 4.625%
HK$82,681
+HK$4,742/mo
Deposit HK$1.79M · loan HK$16.08M · min. income ≈ HK$155,878/mo (50% DSR)
Upfront cash ≈ HK$2.46M (deposit + AVD stamp duty HK$670,064 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,590
−HK$4,408/mo
▼ 0.25% · 3.875%
HK$83,778
−HK$2,220/mo
Today · 4.125%
HK$85,998
baseline
▲ 0.50% · 4.625%
HK$90,531
+HK$4,533/mo
Deposit HK$1.79M · loan HK$16.08M · min. income ≈ HK$171,996/mo (50% DSR)
Upfront cash ≈ HK$2.46M (deposit + AVD stamp duty HK$670,064 · Scale 2, in force from 26 Feb 2026)