LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,745
−HK$2,555/mo
▼ 0.25% · 3.875%
HK$42,012
−HK$1,288/mo
Today · 4.125%
HK$43,300
baseline
▲ 0.50% · 4.625%
HK$45,935
+HK$2,635/mo
Deposit HK$8.93M · loan HK$8.93M · min. income ≈ HK$86,600/mo (50% DSR)
Upfront cash ≈ HK$9.60M (deposit + AVD stamp duty HK$670,074 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,328
−HK$2,449/mo
▼ 0.25% · 3.875%
HK$46,544
−HK$1,233/mo
Today · 4.125%
HK$47,777
baseline
▲ 0.50% · 4.625%
HK$50,296
+HK$2,519/mo
Deposit HK$8.93M · loan HK$8.93M · min. income ≈ HK$95,554/mo (50% DSR)
Upfront cash ≈ HK$9.60M (deposit + AVD stamp duty HK$670,074 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,894
−HK$3,066/mo
▼ 0.25% · 3.875%
HK$50,415
−HK$1,545/mo
Today · 4.125%
HK$51,960
baseline
▲ 0.50% · 4.625%
HK$55,122
+HK$3,162/mo
Deposit HK$7.15M · loan HK$10.72M · min. income ≈ HK$103,920/mo (50% DSR)
Upfront cash ≈ HK$7.82M (deposit + AVD stamp duty HK$670,074 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,394
−HK$2,939/mo
▼ 0.25% · 3.875%
HK$55,853
−HK$1,480/mo
Today · 4.125%
HK$57,333
baseline
▲ 0.50% · 4.625%
HK$60,355
+HK$3,022/mo
Deposit HK$7.15M · loan HK$10.72M · min. income ≈ HK$114,666/mo (50% DSR)
Upfront cash ≈ HK$7.82M (deposit + AVD stamp duty HK$670,074 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,043
−HK$3,577/mo
▼ 0.25% · 3.875%
HK$58,817
−HK$1,803/mo
Today · 4.125%
HK$60,620
baseline
▲ 0.50% · 4.625%
HK$64,309
+HK$3,689/mo
Deposit HK$5.36M · loan HK$12.51M · min. income ≈ HK$121,240/mo (50% DSR)
Upfront cash ≈ HK$6.03M (deposit + AVD stamp duty HK$670,074 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,460
−HK$3,428/mo
▼ 0.25% · 3.875%
HK$65,162
−HK$1,726/mo
Today · 4.125%
HK$66,888
baseline
▲ 0.50% · 4.625%
HK$70,414
+HK$3,526/mo
Deposit HK$5.36M · loan HK$12.51M · min. income ≈ HK$133,776/mo (50% DSR)
Upfront cash ≈ HK$6.03M (deposit + AVD stamp duty HK$670,074 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,341
−HK$4,599/mo
▼ 0.25% · 3.875%
HK$75,622
−HK$2,318/mo
Today · 4.125%
HK$77,940
baseline
▲ 0.50% · 4.625%
HK$82,683
+HK$4,743/mo
Deposit HK$1.79M · loan HK$16.08M · min. income ≈ HK$155,880/mo (50% DSR)
Upfront cash ≈ HK$2.46M (deposit + AVD stamp duty HK$670,074 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,591
−HK$4,408/mo
▼ 0.25% · 3.875%
HK$83,779
−HK$2,220/mo
Today · 4.125%
HK$85,999
baseline
▲ 0.50% · 4.625%
HK$90,533
+HK$4,534/mo
Deposit HK$1.79M · loan HK$16.08M · min. income ≈ HK$171,998/mo (50% DSR)
Upfront cash ≈ HK$2.46M (deposit + AVD stamp duty HK$670,074 · Scale 2, in force from 26 Feb 2026)