LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,745
−HK$2,555/mo
▼ 0.25% · 3.875%
HK$42,013
−HK$1,287/mo
Today · 4.125%
HK$43,300
baseline
▲ 0.50% · 4.625%
HK$45,935
+HK$2,635/mo
Deposit HK$8.93M · loan HK$8.93M · min. income ≈ HK$86,600/mo (50% DSR)
Upfront cash ≈ HK$9.60M (deposit + AVD stamp duty HK$670,080 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,329
−HK$2,449/mo
▼ 0.25% · 3.875%
HK$46,545
−HK$1,233/mo
Today · 4.125%
HK$47,778
baseline
▲ 0.50% · 4.625%
HK$50,296
+HK$2,518/mo
Deposit HK$8.93M · loan HK$8.93M · min. income ≈ HK$95,556/mo (50% DSR)
Upfront cash ≈ HK$9.60M (deposit + AVD stamp duty HK$670,080 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,894
−HK$3,067/mo
▼ 0.25% · 3.875%
HK$50,415
−HK$1,546/mo
Today · 4.125%
HK$51,961
baseline
▲ 0.50% · 4.625%
HK$55,122
+HK$3,161/mo
Deposit HK$7.15M · loan HK$10.72M · min. income ≈ HK$103,922/mo (50% DSR)
Upfront cash ≈ HK$7.82M (deposit + AVD stamp duty HK$670,080 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,395
−HK$2,938/mo
▼ 0.25% · 3.875%
HK$55,853
−HK$1,480/mo
Today · 4.125%
HK$57,333
baseline
▲ 0.50% · 4.625%
HK$60,356
+HK$3,023/mo
Deposit HK$7.15M · loan HK$10.72M · min. income ≈ HK$114,666/mo (50% DSR)
Upfront cash ≈ HK$7.82M (deposit + AVD stamp duty HK$670,080 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,044
−HK$3,577/mo
▼ 0.25% · 3.875%
HK$58,818
−HK$1,803/mo
Today · 4.125%
HK$60,621
baseline
▲ 0.50% · 4.625%
HK$64,309
+HK$3,688/mo
Deposit HK$5.36M · loan HK$12.51M · min. income ≈ HK$121,242/mo (50% DSR)
Upfront cash ≈ HK$6.03M (deposit + AVD stamp duty HK$670,080 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,460
−HK$3,429/mo
▼ 0.25% · 3.875%
HK$65,162
−HK$1,727/mo
Today · 4.125%
HK$66,889
baseline
▲ 0.50% · 4.625%
HK$70,415
+HK$3,526/mo
Deposit HK$5.36M · loan HK$12.51M · min. income ≈ HK$133,778/mo (50% DSR)
Upfront cash ≈ HK$6.03M (deposit + AVD stamp duty HK$670,080 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,342
−HK$4,599/mo
▼ 0.25% · 3.875%
HK$75,623
−HK$2,318/mo
Today · 4.125%
HK$77,941
baseline
▲ 0.50% · 4.625%
HK$82,683
+HK$4,742/mo
Deposit HK$1.79M · loan HK$16.08M · min. income ≈ HK$155,882/mo (50% DSR)
Upfront cash ≈ HK$2.46M (deposit + AVD stamp duty HK$670,080 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,592
−HK$4,408/mo
▼ 0.25% · 3.875%
HK$83,780
−HK$2,220/mo
Today · 4.125%
HK$86,000
baseline
▲ 0.50% · 4.625%
HK$90,533
+HK$4,533/mo
Deposit HK$1.79M · loan HK$16.08M · min. income ≈ HK$172,000/mo (50% DSR)
Upfront cash ≈ HK$2.46M (deposit + AVD stamp duty HK$670,080 · Scale 2, in force from 26 Feb 2026)