LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,746
−HK$2,555/mo
▼ 0.25% · 3.875%
HK$42,014
−HK$1,287/mo
Today · 4.125%
HK$43,301
baseline
▲ 0.50% · 4.625%
HK$45,936
+HK$2,635/mo
Deposit HK$8.93M · loan HK$8.93M · min. income ≈ HK$86,602/mo (50% DSR)
Upfront cash ≈ HK$9.60M (deposit + AVD stamp duty HK$670,095 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,330
−HK$2,449/mo
▼ 0.25% · 3.875%
HK$46,546
−HK$1,233/mo
Today · 4.125%
HK$47,779
baseline
▲ 0.50% · 4.625%
HK$50,297
+HK$2,518/mo
Deposit HK$8.93M · loan HK$8.93M · min. income ≈ HK$95,558/mo (50% DSR)
Upfront cash ≈ HK$9.60M (deposit + AVD stamp duty HK$670,095 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,896
−HK$3,066/mo
▼ 0.25% · 3.875%
HK$50,416
−HK$1,546/mo
Today · 4.125%
HK$51,962
baseline
▲ 0.50% · 4.625%
HK$55,124
+HK$3,162/mo
Deposit HK$7.15M · loan HK$10.72M · min. income ≈ HK$103,924/mo (50% DSR)
Upfront cash ≈ HK$7.82M (deposit + AVD stamp duty HK$670,095 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,396
−HK$2,939/mo
▼ 0.25% · 3.875%
HK$55,855
−HK$1,480/mo
Today · 4.125%
HK$57,335
baseline
▲ 0.50% · 4.625%
HK$60,357
+HK$3,022/mo
Deposit HK$7.15M · loan HK$10.72M · min. income ≈ HK$114,670/mo (50% DSR)
Upfront cash ≈ HK$7.82M (deposit + AVD stamp duty HK$670,095 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,045
−HK$3,577/mo
▼ 0.25% · 3.875%
HK$58,819
−HK$1,803/mo
Today · 4.125%
HK$60,622
baseline
▲ 0.50% · 4.625%
HK$64,311
+HK$3,689/mo
Deposit HK$5.36M · loan HK$12.51M · min. income ≈ HK$121,244/mo (50% DSR)
Upfront cash ≈ HK$6.03M (deposit + AVD stamp duty HK$670,095 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,462
−HK$3,428/mo
▼ 0.25% · 3.875%
HK$65,164
−HK$1,726/mo
Today · 4.125%
HK$66,890
baseline
▲ 0.50% · 4.625%
HK$70,416
+HK$3,526/mo
Deposit HK$5.36M · loan HK$12.51M · min. income ≈ HK$133,780/mo (50% DSR)
Upfront cash ≈ HK$6.03M (deposit + AVD stamp duty HK$670,095 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,343
−HK$4,600/mo
▼ 0.25% · 3.875%
HK$75,625
−HK$2,318/mo
Today · 4.125%
HK$77,943
baseline
▲ 0.50% · 4.625%
HK$82,685
+HK$4,742/mo
Deposit HK$1.79M · loan HK$16.08M · min. income ≈ HK$155,886/mo (50% DSR)
Upfront cash ≈ HK$2.46M (deposit + AVD stamp duty HK$670,095 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,594
−HK$4,408/mo
▼ 0.25% · 3.875%
HK$83,782
−HK$2,220/mo
Today · 4.125%
HK$86,002
baseline
▲ 0.50% · 4.625%
HK$90,535
+HK$4,533/mo
Deposit HK$1.79M · loan HK$16.08M · min. income ≈ HK$172,004/mo (50% DSR)
Upfront cash ≈ HK$2.46M (deposit + AVD stamp duty HK$670,095 · Scale 2, in force from 26 Feb 2026)