LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,750
−HK$2,555/mo
▼ 0.25% · 3.875%
HK$42,018
−HK$1,287/mo
Today · 4.125%
HK$43,305
baseline
▲ 0.50% · 4.625%
HK$45,940
+HK$2,635/mo
Deposit HK$8.94M · loan HK$8.94M · min. income ≈ HK$86,610/mo (50% DSR)
Upfront cash ≈ HK$9.61M (deposit + AVD stamp duty HK$670,155 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,334
−HK$2,449/mo
▼ 0.25% · 3.875%
HK$46,550
−HK$1,233/mo
Today · 4.125%
HK$47,783
baseline
▲ 0.50% · 4.625%
HK$50,302
+HK$2,519/mo
Deposit HK$8.94M · loan HK$8.94M · min. income ≈ HK$95,566/mo (50% DSR)
Upfront cash ≈ HK$9.61M (deposit + AVD stamp duty HK$670,155 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,900
−HK$3,066/mo
▼ 0.25% · 3.875%
HK$50,421
−HK$1,545/mo
Today · 4.125%
HK$51,966
baseline
▲ 0.50% · 4.625%
HK$55,128
+HK$3,162/mo
Deposit HK$7.15M · loan HK$10.72M · min. income ≈ HK$103,932/mo (50% DSR)
Upfront cash ≈ HK$7.82M (deposit + AVD stamp duty HK$670,155 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,401
−HK$2,939/mo
▼ 0.25% · 3.875%
HK$55,860
−HK$1,480/mo
Today · 4.125%
HK$57,340
baseline
▲ 0.50% · 4.625%
HK$60,362
+HK$3,022/mo
Deposit HK$7.15M · loan HK$10.72M · min. income ≈ HK$114,680/mo (50% DSR)
Upfront cash ≈ HK$7.82M (deposit + AVD stamp duty HK$670,155 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,050
−HK$3,577/mo
▼ 0.25% · 3.875%
HK$58,825
−HK$1,802/mo
Today · 4.125%
HK$60,627
baseline
▲ 0.50% · 4.625%
HK$64,316
+HK$3,689/mo
Deposit HK$5.36M · loan HK$12.51M · min. income ≈ HK$121,254/mo (50% DSR)
Upfront cash ≈ HK$6.03M (deposit + AVD stamp duty HK$670,155 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,467
−HK$3,429/mo
▼ 0.25% · 3.875%
HK$65,170
−HK$1,726/mo
Today · 4.125%
HK$66,896
baseline
▲ 0.50% · 4.625%
HK$70,423
+HK$3,527/mo
Deposit HK$5.36M · loan HK$12.51M · min. income ≈ HK$133,792/mo (50% DSR)
Upfront cash ≈ HK$6.03M (deposit + AVD stamp duty HK$670,155 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,350
−HK$4,600/mo
▼ 0.25% · 3.875%
HK$75,632
−HK$2,318/mo
Today · 4.125%
HK$77,950
baseline
▲ 0.50% · 4.625%
HK$82,693
+HK$4,743/mo
Deposit HK$1.79M · loan HK$16.08M · min. income ≈ HK$155,900/mo (50% DSR)
Upfront cash ≈ HK$2.46M (deposit + AVD stamp duty HK$670,155 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,601
−HK$4,409/mo
▼ 0.25% · 3.875%
HK$83,790
−HK$2,220/mo
Today · 4.125%
HK$86,010
baseline
▲ 0.50% · 4.625%
HK$90,543
+HK$4,533/mo
Deposit HK$1.79M · loan HK$16.08M · min. income ≈ HK$172,020/mo (50% DSR)
Upfront cash ≈ HK$2.46M (deposit + AVD stamp duty HK$670,155 · Scale 2, in force from 26 Feb 2026)