LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,752
−HK$2,555/mo
▼ 0.25% · 3.875%
HK$42,019
−HK$1,288/mo
Today · 4.125%
HK$43,307
baseline
▲ 0.50% · 4.625%
HK$45,942
+HK$2,635/mo
Deposit HK$8.94M · loan HK$8.94M · min. income ≈ HK$86,614/mo (50% DSR)
Upfront cash ≈ HK$9.61M (deposit + AVD stamp duty HK$670,181 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,336
−HK$2,449/mo
▼ 0.25% · 3.875%
HK$46,552
−HK$1,233/mo
Today · 4.125%
HK$47,785
baseline
▲ 0.50% · 4.625%
HK$50,304
+HK$2,519/mo
Deposit HK$8.94M · loan HK$8.94M · min. income ≈ HK$95,570/mo (50% DSR)
Upfront cash ≈ HK$9.61M (deposit + AVD stamp duty HK$670,181 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,902
−HK$3,066/mo
▼ 0.25% · 3.875%
HK$50,423
−HK$1,545/mo
Today · 4.125%
HK$51,968
baseline
▲ 0.50% · 4.625%
HK$55,131
+HK$3,163/mo
Deposit HK$7.15M · loan HK$10.72M · min. income ≈ HK$103,936/mo (50% DSR)
Upfront cash ≈ HK$7.82M (deposit + AVD stamp duty HK$670,181 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,403
−HK$2,939/mo
▼ 0.25% · 3.875%
HK$55,862
−HK$1,480/mo
Today · 4.125%
HK$57,342
baseline
▲ 0.50% · 4.625%
HK$60,365
+HK$3,023/mo
Deposit HK$7.15M · loan HK$10.72M · min. income ≈ HK$114,684/mo (50% DSR)
Upfront cash ≈ HK$7.82M (deposit + AVD stamp duty HK$670,181 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,052
−HK$3,578/mo
▼ 0.25% · 3.875%
HK$58,827
−HK$1,803/mo
Today · 4.125%
HK$60,630
baseline
▲ 0.50% · 4.625%
HK$64,319
+HK$3,689/mo
Deposit HK$5.36M · loan HK$12.51M · min. income ≈ HK$121,260/mo (50% DSR)
Upfront cash ≈ HK$6.03M (deposit + AVD stamp duty HK$670,181 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,470
−HK$3,429/mo
▼ 0.25% · 3.875%
HK$65,172
−HK$1,727/mo
Today · 4.125%
HK$66,899
baseline
▲ 0.50% · 4.625%
HK$70,425
+HK$3,526/mo
Deposit HK$5.36M · loan HK$12.51M · min. income ≈ HK$133,798/mo (50% DSR)
Upfront cash ≈ HK$6.03M (deposit + AVD stamp duty HK$670,181 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,353
−HK$4,600/mo
▼ 0.25% · 3.875%
HK$75,635
−HK$2,318/mo
Today · 4.125%
HK$77,953
baseline
▲ 0.50% · 4.625%
HK$82,696
+HK$4,743/mo
Deposit HK$1.79M · loan HK$16.08M · min. income ≈ HK$155,906/mo (50% DSR)
Upfront cash ≈ HK$2.46M (deposit + AVD stamp duty HK$670,181 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,604
−HK$4,409/mo
▼ 0.25% · 3.875%
HK$83,793
−HK$2,220/mo
Today · 4.125%
HK$86,013
baseline
▲ 0.50% · 4.625%
HK$90,547
+HK$4,534/mo
Deposit HK$1.79M · loan HK$16.08M · min. income ≈ HK$172,026/mo (50% DSR)
Upfront cash ≈ HK$2.46M (deposit + AVD stamp duty HK$670,181 · Scale 2, in force from 26 Feb 2026)