LTV · monthly repayment
▼ 0.50% · 3.625%
HK$407,519
−HK$25,555/mo
▼ 0.25% · 3.875%
HK$420,195
−HK$12,879/mo
Today · 4.125%
HK$433,074
baseline
▲ 0.50% · 4.625%
HK$459,426
+HK$26,352/mo
Deposit HK$89.36M · loan HK$89.36M · min. income ≈ HK$866,148/mo (50% DSR)
Upfront cash ≈ HK$100.97M (deposit + AVD stamp duty HK$11,616,561 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$453,361
−HK$24,494/mo
▼ 0.25% · 3.875%
HK$465,520
−HK$12,335/mo
Today · 4.125%
HK$477,855
baseline
▲ 0.50% · 4.625%
HK$503,043
+HK$25,188/mo
Deposit HK$89.36M · loan HK$89.36M · min. income ≈ HK$955,710/mo (50% DSR)
Upfront cash ≈ HK$100.97M (deposit + AVD stamp duty HK$11,616,561 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$489,023
−HK$30,666/mo
▼ 0.25% · 3.875%
HK$504,234
−HK$15,455/mo
Today · 4.125%
HK$519,689
baseline
▲ 0.50% · 4.625%
HK$551,311
+HK$31,622/mo
Deposit HK$71.49M · loan HK$107.23M · min. income ≈ HK$1,039,378/mo (50% DSR)
Upfront cash ≈ HK$83.10M (deposit + AVD stamp duty HK$11,616,561 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$544,033
−HK$29,392/mo
▼ 0.25% · 3.875%
HK$558,624
−HK$14,801/mo
Today · 4.125%
HK$573,425
baseline
▲ 0.50% · 4.625%
HK$603,651
+HK$30,226/mo
Deposit HK$71.49M · loan HK$107.23M · min. income ≈ HK$1,146,850/mo (50% DSR)
Upfront cash ≈ HK$83.10M (deposit + AVD stamp duty HK$11,616,561 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$570,527
−HK$35,777/mo
▼ 0.25% · 3.875%
HK$588,273
−HK$18,031/mo
Today · 4.125%
HK$606,304
baseline
▲ 0.50% · 4.625%
HK$643,196
+HK$36,892/mo
Deposit HK$53.61M · loan HK$125.10M · min. income ≈ HK$1,212,608/mo (50% DSR)
Upfront cash ≈ HK$65.23M (deposit + AVD stamp duty HK$11,616,561 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$634,705
−HK$34,291/mo
▼ 0.25% · 3.875%
HK$651,728
−HK$17,268/mo
Today · 4.125%
HK$668,996
baseline
▲ 0.50% · 4.625%
HK$704,260
+HK$35,264/mo
Deposit HK$53.61M · loan HK$125.10M · min. income ≈ HK$1,337,992/mo (50% DSR)
Upfront cash ≈ HK$65.23M (deposit + AVD stamp duty HK$11,616,561 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$733,534
−HK$45,999/mo
▼ 0.25% · 3.875%
HK$756,351
−HK$23,182/mo
Today · 4.125%
HK$779,533
baseline
▲ 0.50% · 4.625%
HK$826,966
+HK$47,433/mo
Deposit HK$17.87M · loan HK$160.84M · min. income ≈ HK$1,559,066/mo (50% DSR)
Upfront cash ≈ HK$29.49M (deposit + AVD stamp duty HK$11,616,561 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$816,050
−HK$44,088/mo
▼ 0.25% · 3.875%
HK$837,936
−HK$22,202/mo
Today · 4.125%
HK$860,138
baseline
▲ 0.50% · 4.625%
HK$905,477
+HK$45,339/mo
Deposit HK$17.87M · loan HK$160.84M · min. income ≈ HK$1,720,276/mo (50% DSR)
Upfront cash ≈ HK$29.49M (deposit + AVD stamp duty HK$11,616,561 · Scale 2, in force from 26 Feb 2026)