LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,754
−HK$2,556/mo
▼ 0.25% · 3.875%
HK$42,022
−HK$1,288/mo
Today · 4.125%
HK$43,310
baseline
▲ 0.50% · 4.625%
HK$45,945
+HK$2,635/mo
Deposit HK$8.94M · loan HK$8.94M · min. income ≈ HK$86,620/mo (50% DSR)
Upfront cash ≈ HK$9.61M (deposit + AVD stamp duty HK$670,227 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,339
−HK$2,449/mo
▼ 0.25% · 3.875%
HK$46,555
−HK$1,233/mo
Today · 4.125%
HK$47,788
baseline
▲ 0.50% · 4.625%
HK$50,307
+HK$2,519/mo
Deposit HK$8.94M · loan HK$8.94M · min. income ≈ HK$95,576/mo (50% DSR)
Upfront cash ≈ HK$9.61M (deposit + AVD stamp duty HK$670,227 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,905
−HK$3,067/mo
▼ 0.25% · 3.875%
HK$50,426
−HK$1,546/mo
Today · 4.125%
HK$51,972
baseline
▲ 0.50% · 4.625%
HK$55,134
+HK$3,162/mo
Deposit HK$7.15M · loan HK$10.72M · min. income ≈ HK$103,944/mo (50% DSR)
Upfront cash ≈ HK$7.82M (deposit + AVD stamp duty HK$670,227 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,407
−HK$2,939/mo
▼ 0.25% · 3.875%
HK$55,866
−HK$1,480/mo
Today · 4.125%
HK$57,346
baseline
▲ 0.50% · 4.625%
HK$60,369
+HK$3,023/mo
Deposit HK$7.15M · loan HK$10.72M · min. income ≈ HK$114,692/mo (50% DSR)
Upfront cash ≈ HK$7.82M (deposit + AVD stamp duty HK$670,227 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,056
−HK$3,578/mo
▼ 0.25% · 3.875%
HK$58,831
−HK$1,803/mo
Today · 4.125%
HK$60,634
baseline
▲ 0.50% · 4.625%
HK$64,323
+HK$3,689/mo
Deposit HK$5.36M · loan HK$12.51M · min. income ≈ HK$121,268/mo (50% DSR)
Upfront cash ≈ HK$6.03M (deposit + AVD stamp duty HK$670,227 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,474
−HK$3,430/mo
▼ 0.25% · 3.875%
HK$65,177
−HK$1,727/mo
Today · 4.125%
HK$66,904
baseline
▲ 0.50% · 4.625%
HK$70,430
+HK$3,526/mo
Deposit HK$5.36M · loan HK$12.51M · min. income ≈ HK$133,808/mo (50% DSR)
Upfront cash ≈ HK$6.03M (deposit + AVD stamp duty HK$670,227 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,358
−HK$4,600/mo
▼ 0.25% · 3.875%
HK$75,640
−HK$2,318/mo
Today · 4.125%
HK$77,958
baseline
▲ 0.50% · 4.625%
HK$82,702
+HK$4,744/mo
Deposit HK$1.79M · loan HK$16.09M · min. income ≈ HK$155,916/mo (50% DSR)
Upfront cash ≈ HK$2.46M (deposit + AVD stamp duty HK$670,227 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,610
−HK$4,409/mo
▼ 0.25% · 3.875%
HK$83,799
−HK$2,220/mo
Today · 4.125%
HK$86,019
baseline
▲ 0.50% · 4.625%
HK$90,553
+HK$4,534/mo
Deposit HK$1.79M · loan HK$16.09M · min. income ≈ HK$172,038/mo (50% DSR)
Upfront cash ≈ HK$2.46M (deposit + AVD stamp duty HK$670,227 · Scale 2, in force from 26 Feb 2026)