LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,755
−HK$2,556/mo
▼ 0.25% · 3.875%
HK$42,023
−HK$1,288/mo
Today · 4.125%
HK$43,311
baseline
▲ 0.50% · 4.625%
HK$45,946
+HK$2,635/mo
Deposit HK$8.94M · loan HK$8.94M · min. income ≈ HK$86,622/mo (50% DSR)
Upfront cash ≈ HK$9.61M (deposit + AVD stamp duty HK$670,241 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,340
−HK$2,449/mo
▼ 0.25% · 3.875%
HK$46,556
−HK$1,233/mo
Today · 4.125%
HK$47,789
baseline
▲ 0.50% · 4.625%
HK$50,308
+HK$2,519/mo
Deposit HK$8.94M · loan HK$8.94M · min. income ≈ HK$95,578/mo (50% DSR)
Upfront cash ≈ HK$9.61M (deposit + AVD stamp duty HK$670,241 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,906
−HK$3,067/mo
▼ 0.25% · 3.875%
HK$50,427
−HK$1,546/mo
Today · 4.125%
HK$51,973
baseline
▲ 0.50% · 4.625%
HK$55,136
+HK$3,163/mo
Deposit HK$7.15M · loan HK$10.72M · min. income ≈ HK$103,946/mo (50% DSR)
Upfront cash ≈ HK$7.82M (deposit + AVD stamp duty HK$670,241 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,408
−HK$2,939/mo
▼ 0.25% · 3.875%
HK$55,867
−HK$1,480/mo
Today · 4.125%
HK$57,347
baseline
▲ 0.50% · 4.625%
HK$60,370
+HK$3,023/mo
Deposit HK$7.15M · loan HK$10.72M · min. income ≈ HK$114,694/mo (50% DSR)
Upfront cash ≈ HK$7.82M (deposit + AVD stamp duty HK$670,241 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,057
−HK$3,578/mo
▼ 0.25% · 3.875%
HK$58,832
−HK$1,803/mo
Today · 4.125%
HK$60,635
baseline
▲ 0.50% · 4.625%
HK$64,325
+HK$3,690/mo
Deposit HK$5.36M · loan HK$12.51M · min. income ≈ HK$121,270/mo (50% DSR)
Upfront cash ≈ HK$6.03M (deposit + AVD stamp duty HK$670,241 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,476
−HK$3,429/mo
▼ 0.25% · 3.875%
HK$65,178
−HK$1,727/mo
Today · 4.125%
HK$66,905
baseline
▲ 0.50% · 4.625%
HK$70,432
+HK$3,527/mo
Deposit HK$5.36M · loan HK$12.51M · min. income ≈ HK$133,810/mo (50% DSR)
Upfront cash ≈ HK$6.03M (deposit + AVD stamp duty HK$670,241 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,359
−HK$4,601/mo
▼ 0.25% · 3.875%
HK$75,641
−HK$2,319/mo
Today · 4.125%
HK$77,960
baseline
▲ 0.50% · 4.625%
HK$82,703
+HK$4,743/mo
Deposit HK$1.79M · loan HK$16.09M · min. income ≈ HK$155,920/mo (50% DSR)
Upfront cash ≈ HK$2.46M (deposit + AVD stamp duty HK$670,241 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,612
−HK$4,409/mo
▼ 0.25% · 3.875%
HK$83,800
−HK$2,221/mo
Today · 4.125%
HK$86,021
baseline
▲ 0.50% · 4.625%
HK$90,555
+HK$4,534/mo
Deposit HK$1.79M · loan HK$16.09M · min. income ≈ HK$172,042/mo (50% DSR)
Upfront cash ≈ HK$2.46M (deposit + AVD stamp duty HK$670,241 · Scale 2, in force from 26 Feb 2026)