LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,756
−HK$2,556/mo
▼ 0.25% · 3.875%
HK$42,024
−HK$1,288/mo
Today · 4.125%
HK$43,312
baseline
▲ 0.50% · 4.625%
HK$45,947
+HK$2,635/mo
Deposit HK$8.94M · loan HK$8.94M · min. income ≈ HK$86,624/mo (50% DSR)
Upfront cash ≈ HK$9.61M (deposit + AVD stamp duty HK$670,252 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,341
−HK$2,449/mo
▼ 0.25% · 3.875%
HK$46,557
−HK$1,233/mo
Today · 4.125%
HK$47,790
baseline
▲ 0.50% · 4.625%
HK$50,309
+HK$2,519/mo
Deposit HK$8.94M · loan HK$8.94M · min. income ≈ HK$95,580/mo (50% DSR)
Upfront cash ≈ HK$9.61M (deposit + AVD stamp duty HK$670,252 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,907
−HK$3,067/mo
▼ 0.25% · 3.875%
HK$50,428
−HK$1,546/mo
Today · 4.125%
HK$51,974
baseline
▲ 0.50% · 4.625%
HK$55,136
+HK$3,162/mo
Deposit HK$7.15M · loan HK$10.72M · min. income ≈ HK$103,948/mo (50% DSR)
Upfront cash ≈ HK$7.82M (deposit + AVD stamp duty HK$670,252 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,409
−HK$2,939/mo
▼ 0.25% · 3.875%
HK$55,868
−HK$1,480/mo
Today · 4.125%
HK$57,348
baseline
▲ 0.50% · 4.625%
HK$60,371
+HK$3,023/mo
Deposit HK$7.15M · loan HK$10.72M · min. income ≈ HK$114,696/mo (50% DSR)
Upfront cash ≈ HK$7.82M (deposit + AVD stamp duty HK$670,252 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,058
−HK$3,578/mo
▼ 0.25% · 3.875%
HK$58,833
−HK$1,803/mo
Today · 4.125%
HK$60,636
baseline
▲ 0.50% · 4.625%
HK$64,326
+HK$3,690/mo
Deposit HK$5.36M · loan HK$12.51M · min. income ≈ HK$121,272/mo (50% DSR)
Upfront cash ≈ HK$6.03M (deposit + AVD stamp duty HK$670,252 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,477
−HK$3,429/mo
▼ 0.25% · 3.875%
HK$65,179
−HK$1,727/mo
Today · 4.125%
HK$66,906
baseline
▲ 0.50% · 4.625%
HK$70,433
+HK$3,527/mo
Deposit HK$5.36M · loan HK$12.51M · min. income ≈ HK$133,812/mo (50% DSR)
Upfront cash ≈ HK$6.03M (deposit + AVD stamp duty HK$670,252 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,361
−HK$4,600/mo
▼ 0.25% · 3.875%
HK$75,643
−HK$2,318/mo
Today · 4.125%
HK$77,961
baseline
▲ 0.50% · 4.625%
HK$82,705
+HK$4,744/mo
Deposit HK$1.79M · loan HK$16.09M · min. income ≈ HK$155,922/mo (50% DSR)
Upfront cash ≈ HK$2.46M (deposit + AVD stamp duty HK$670,252 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,613
−HK$4,409/mo
▼ 0.25% · 3.875%
HK$83,802
−HK$2,220/mo
Today · 4.125%
HK$86,022
baseline
▲ 0.50% · 4.625%
HK$90,557
+HK$4,535/mo
Deposit HK$1.79M · loan HK$16.09M · min. income ≈ HK$172,044/mo (50% DSR)
Upfront cash ≈ HK$2.46M (deposit + AVD stamp duty HK$670,252 · Scale 2, in force from 26 Feb 2026)